Results 61 to 70 of about 10,434 (305)
Explainability of a Machine Learning Granting Scoring Model in Peer-to-Peer Lending
, 2020 Peer-to-peer (P2P) lending demands effective and explainable credit risk models. Typical machine learning algorithms offer high prediction performance, but most of them lack explanatory power.
Ariza Garzón, Miller Janny +3 more
core +1 more source
Grain Boundary‐Driven Lattice Dynamics in a Solid‐State Li‐Ion Conductor
Advanced Science, EarlyView.Grain boundaries in Li3OCl${\rm Li}_3{\rm OCl}$ are shown to significantly alter its lattice dynamics and induce Li‐ion vibrational hardening and anion softening. These changes hinder ion transport while promoting electronic conductivity and instability.
Jack M. Hemingway +3 more
wiley +1 more source
COVID-19 pandemic risk and probability of loan default: evidence from marketplace lending market
Financial Innovation, 2021 As the COVID-19 pandemic adversely affects the financial markets, a better understanding of the lending dynamics of a successful marketplace is necessary under the conditions of financial distress.
Asror Nigmonov, Syed Shams
doaj +1 more source
Advanced Science, EarlyView.Rare‐earth catalysts regulate lithium–sulfur battery chemistry through f‐orbital–mediated interactions, enabling simultaneous polysulfide adsorption and catalytic conversion on conductive carbon hosts. This synergistic control suppresses the shuttle effect, accelerates redox kinetics, and guides stable Li2S nucleation, providing a mechanistic framework
Fan Wang +5 more
wiley +1 more source
Advanced Electronic Materials, EarlyView.Invertebrates are the classic neuroscience models and should make a comeback. Invertebrate organisms can be a more ethical and cost‐effective way to move bioelectronics research forward more rapidly. ABSTRACT The accelerating development of bioelectronic neural interfaces has brought increased attention to ethical considerations surrounding in vivo ...
Eric Daniel Głowacki
wiley +1 more source
Peer-to-Peer Lending – A (Financial Stability) Risk Perspective [PDF]
Review of Economics, 2017 Abstract The aim of this survey article is to discuss P2P lending, a subcategory of crowdfunding, from a (financial stability) risk perspective. The discussion focuses on a number of dimensions such as the role of soft information, herding, platform default risk, liquidity risk, and the institutionalization of P2P markets.
openaire +3 more sources
The Business Models and Economics of Peer-to-Peer lending. ECRI Research Report No 17, May 2016 [PDF]
, 2016 This paper reviews peer-to-peer (P2P) lending, its development in the UK and other countries, and assesses the business and economic policy issues surrounding this new form of intermediation.
Parboteeah, Paul, Milne, Alistair
core
ANALISIS PEER TO PEER LENDING DI INDONESIA
, 2020 Problems arising from the development of fintech include data security and legal certainty of online-based loans so that it impacts on potential risks to consumers and financial stability and integrity.
Risna Kartika
core +2 more sources
Physics‐Based Compact Modeling of Advanced 3D Nanoscale Vertical NAND Flash Memory
Advanced Electronic Materials, EarlyView.For advanced 3D NAND flash memory, a unified compact model for SPICE is proposed that spans from the intrinsic unit cell to the full string and captures the electrostatic coupling with adjacent inhibit strings. It can successfully predict read behavior, program/erase dynamics, and interactions between neighboring cells, reflecting array‐level behavior ...
Ilho Myeong, Seonho Shin, Ickhyun Song
wiley +1 more source
Misuse of Consumer Personal Data Through Illegal Fintech Peer To Peer Lending
JustisiThis research examines the misuse of consumer personal data through illegal Fintech Peer To Peer Lending. The aim of this research is to determine aspects related to Peer-to-peer lending Fintech Companies with a focus on the problem of misuse of consumer
Rivasya Dinda Syaiful, Heru Sugiyono
doaj +1 more source