Results 71 to 80 of about 86,858,498 (297)

Machine Learning‐Assisted Design and Performance Prediction of a Compact Dual‐Band Polarization‐Insensitive THz Metamaterial Absorber for Skin‐Cancer‐Related Refractive‐Index Sensing

open access: yesAdvanced Electronic Materials, EarlyView.
A compact QASRR‐based THz metamaterial absorber enables polarization‐insensitive dual‐band absorption and skin‐cancer‐related refractive‐index sensing through measurable resonance shifts. Field, surface‐current, and circuit analyses clarify the dual‐resonance mechanism, while StackNet‐assisted prediction accurately estimates the simulated absorption ...
Md. Murad Kabir Nipun   +5 more
wiley   +1 more source

Analysing the Investor Behaviour on Islamic Peer-to-Peer Lending [PDF]

open access: yesSHS Web of Conferences
Islamic peer-to-peer lending is a Sharia compliance platform that connects lenders with borrowers. This research aims to find out the effect of Promotion, Return Expectations, and Risk Perceptions on the Investment intention of Islamic peer-to-peer ...
Babay Annisa, Utama Satria
doaj   +1 more source

Will they repay their debt? Identification of borrowers likely to be charged off

open access: yesManagement şi Marketing, 2020
Recent increase in peer-to-peer lending prompted for development of models to separate good and bad clients to mitigate risks both for lenders and for the platforms.
Caplescu Raluca Dana   +3 more
doaj   +1 more source

Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending? [PDF]

open access: yes
The current banking crisis highlights the challenges faced in the traditional lending model, particularly in terms of screening smaller borrowers. The recent growth in online peer-to-peer lending marketplaces offers opportunities to examine different ...
Shue, Kelly   +3 more
core  

From Top to Bottom: Manufacturing Process‐Context Aware Resolution of Energy Device Electrodes Through a 3D Diffusion Generative Model

open access: yesAdvanced Energy Materials, EarlyView.
The application of a generative diffusion model, enhanced with a training data augmentation pipeline retaining the manufacturing process context of electrode microstructures, leads to improved fidelity of the through‐plane tortuosity factor in the AI generated samples.
Victor Ramirez‐Camacho   +5 more
wiley   +1 more source

When Open Hypermedia Meets Peer-to-Peer Computing

open access: yes, 2004
We describe the extension to our previous work on a Web-based peer-to-peer open hypermedia system, the DDLS. We enrich the peer model by introducing query history, and propose the use of the naive estimator which utilises the local knowledge of peers to ...
De Roure, David, Hall, Wendy, Zhou, Jing
core   +2 more sources

Misuse of Consumer Personal Data Through Illegal Fintech Peer To Peer Lending

open access: yesJustisi
This research examines the misuse of consumer personal data through illegal Fintech Peer To Peer Lending. The aim of this research is to determine aspects related to Peer-to-peer lending Fintech Companies with a focus on the problem of misuse of consumer
Rivasya Dinda Syaiful, Heru Sugiyono
doaj   +1 more source

Credit risk prediction in an imbalanced social lending environment

open access: yesInternational Journal of Computational Intelligence Systems, 2018
Credit risk prediction is an effective way of evaluating whether a potential borrower will repay a loan, particularly in peer-to-peer lending where class imbalance problems are prevalent.
Anahita Namvar   +3 more
doaj   +1 more source

Rural Labor Supply and Economic Opportunities: Commuting, Migration, Tariffs, and Immigration

open access: yesApplied Economic Perspectives and Policy, EarlyView.
ABSTRACT Some rural counties remain dependent on agricultural or manufacturing jobs, but an increasing proportion have diversified economics. Rural counties also differ in their abilities to commute to an urban market characterized by higher wages and labor productivity.
Peter F. Orazem, Mary C. Ahearn
wiley   +1 more source

Measuring Fintech’s Health: Cash Management and Risk on Firm Performance

open access: yesJurnal Aplikasi Manajemen
The development of financial institutions is in line with the massive development of the internet and technology, so the growth of fintech financial institutions is currently still an interesting topic to discuss.
Mychelia Champaca
doaj   +1 more source

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