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Forum-Shopping and Personal Bankruptcy
Journal of Financial Services Research, 2001The dramatic increase in U.S. personal bankruptcy filings of the last fifteen years has focused attention on the wide disparities between different states' personal bankruptcy exemptions. These differences have been criticized both on the grounds of equity and also because they provide an incentive to move to a state with a higher exemption before ...
Ronel Elul, Narayanan Subramanian
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Personal Bankruptcy Protection and Household Debt
The Review of Financial Studies, 2014Abstract Increasing personal bankruptcy protection raises consumers’ desire to borrow and lenders’ cost of extending credit; the impact on equilibrium borrowing is ambiguous. Using bankruptcy protection changes between 1999 and 2005 across U.S.
Felipe Severino +2 more
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Health Care Costs and Personal Bankruptcy
Journal of Health Politics, Policy and Law, 1982In response to published but unconfirmed reports that health care costs were a leading cause of personal bankruptcy in the U.S., court records of all bankruptcy petitioners in one judicial district were examined. The records were analyzed by income, employment, debt categories and amounts. Within the limitations of the study, health care costs seem not
B A, Gold, E A, Donahue
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2016
The partner or sole trader may be made bankrupt if his liabilities exceed his assets or if he has insufficient liquid assets to pay his current liabilities even if the value of his total assets exceeds the value of his total liabilities. The law of bankruptcy is mostly contained in the Enterprise Act (EA) 2002.
J. Scott Slorach, Jason Ellis
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The partner or sole trader may be made bankrupt if his liabilities exceed his assets or if he has insufficient liquid assets to pay his current liabilities even if the value of his total assets exceeds the value of his total liabilities. The law of bankruptcy is mostly contained in the Enterprise Act (EA) 2002.
J. Scott Slorach, Jason Ellis
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2017
The partner or sole trader may be made bankrupt if his liabilities exceed his assets or if he has insufficient liquid assets to pay his current liabilities even if the value of his total assets exceeds the value of his total liabilities. The law of bankruptcy is mostly contained in the Enterprise Act (EA) 2002.
J. Scott Slorach, Jason Ellis
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The partner or sole trader may be made bankrupt if his liabilities exceed his assets or if he has insufficient liquid assets to pay his current liabilities even if the value of his total assets exceeds the value of his total liabilities. The law of bankruptcy is mostly contained in the Enterprise Act (EA) 2002.
J. Scott Slorach, Jason Ellis
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Personal Bankruptcy Decisions Before and After Bankruptcy Reform
2012We examine the personal bankruptcy decisions of lower-income homeowners before and after the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA). Econometric studies suggest that personal bankruptcy is explained by financial gain rather than adverse events, but data constraints have hindered tests of the adverse events hypothesis.
Mark R. Lindblad +3 more
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Personal bankruptcy and post-bankruptcy liquidity constraint
Journal of Banking & Finance, 2023Ho-Seok Lee, Byung Hwa Lim
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The Impact of Personal Bankruptcy Law on Entrepreneurship
Canadian Journal of Economics/Revue canadienne d'économique, 2010Limited personal liability has long been thought to promote entrepreneurship by providing partial insurance through debt relief in the event of business failure. However, providing this insurance through debt relief makes borrowing more costly and tightens borrowing constraints.
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Macroeconomic determinants of personal bankruptcies
Managerial Finance, 2002Outlines trends in UK personal bankruptcies and relevant research; and explores the reasons for their dramatic rise since 1990. Explains the process of econometric analysis used to interpet the statistics and presents the results, which support the argument that higher indebtedness leads to more bankruptcies, either through higher gearing or declining ...
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Social Networks and Personal Bankruptcy
Journal of Empirical Legal Studies, 2012This article examines the role of social networks in a household's bankruptcy decision. Social networks may affect a household's bankruptcy decision in many ways: they could provide information about the required paperwork, recommend an attorney, reduce the stigma associated with bankruptcy, or increase awareness of its benefits.
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