Results 141 to 150 of about 2,162,866 (324)
Abstract This study develops an explainable machine learning model to predict cryptocurrency delistings using Binance data. It combines quantitative indicators (price, volume) with qualitative data from real‐time news and Reddit. Latent Dirichlet Allocation (LDA) is used to extract topic trends and community reactions, which are transformed into time ...
Sungju Yang, Hunyeong Kwon
wiley +1 more source
Multi-Period Corporate Failure Prediction with Stochastic Covariates [PDF]
We provide maximum likelihood estimators of term structures of conditional probabilities of bankruptcy over relatively long time horizons, incorporating the dynamics of firm-specific and macroeconomic covariates. We find evidence in the U.S.
Darrell Duffie, Ke Wang
core
Abstract In conventional firms (CFs), workers are unlikely to accept pay and hour reductions in order to secure their jobs, in particular because of information asymmetry. A specific type of firm is not subject to this information asymmetry problem because workers make decisions and share profits: worker cooperatives.
Nathalie Magne, Virginie Pérotin
wiley +1 more source
Reconciling a Fresh Start with Personal Data: The Challenge of EU Insolvency Discharge
Designed to provide a fresh start, the discharge procedure relieves debtors of pre-bankruptcy debts, allowing them to resume economic activity. Attainment of this aim is also linked with the processing of the debtor’s personal data during and even after ...
Bolzanas Darius, Jokubauskas Remigijus
doaj +1 more source
ARM‐BREAKING, CONSUMER CREDIT AND PERSONAL BANKRUPTCY
The consumer credit transaction is analyzed as a contract which provides insurance as well as present consumption for the borrower. Creditors' remedies such as “arm‐breaking” are shown to facilitate provision of insurance (forgiveness of debts) when lenders cannot monitor outcomes.
openaire +3 more sources
Accounting for the Rise in Consumer Bankruptcies [PDF]
Personal bankruptcies in the United States have increased dramatically, rising from 1.4 per thousand working age population in 1970 to 8.5 in 2002. We use a heterogeneous agent life-cycle model with competitive financial intermediaries who can observe ...
Igor Livshits +2 more
core
Targeting the unbanked-financial literacy's magic bullet? [PDF]
Adult financial illiteracy is a major problem in the US and elsewhere. Financial fraud and poor performance in managing personal finances go hand in hand.
Godsted, David, Tatom, Jojn
core +1 more source
Women in business: Gender and commercial space in nineteenth‐century Glasgow
Abstract Focusing on women entrepreneurs in a large British city, we examine how women's commercially listed businesses populated that city. Using commercial property rental records, our study allows us to understand sectoral variation and the distribution of businesses across the city and to assess both the absolute and relative contribution of women ...
Graeme Acheson +2 more
wiley +1 more source
Corporation Income Taxes and the Cost of Capital: A Revision
The value of debt tax shields in foundational corporate valuation models by Nobel Laureates Modigliani and Miller (MM) continues to be a controversial issue that is central to our understanding of corporate finance.
James W. Kolari , Ignacio Vélez-Pareja
doaj
The intersection of health and wealth: association between personal bankruptcy and myocardial infarction rates in Canada. [PDF]
Savu A +3 more
europepmc +1 more source

