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Impact of premium reserve on life insurance investments in the Western Balkans [PDF]
Serbian Journal of Management, 2021 The growing importance of life insurance in the world imposes a greater need for research in this area, particularly in the Western Balkans where the trend of growth has been closely accompanied by life insurance for the past two decades.
Jelena Tomašević +3 more
doaj +2 more sources
How Much We Gain by Surplus-Dependent Premiums—Asymptotic Analysis of Ruin Probability
Risks, 2021 In this paper, we generate boundary value problems for ruin probabilities of surplus-dependent premium risk processes, under a renewal case scenario, Erlang (2) claim arrivals, and a hypoexponential claims scenario, Erlang (2) claim sizes.
Zbigniew Palmowski +1 more
exaly +3 more sources
Specifics of the Unearned Premium Reserve in the Accounting of Commercial Insurance Companies
Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis, 2014 Commercial insurance companies are liable to create, on the basis of risks arising from the fulfillment of the object of their activity, technical reserves, which are used to cover liabilities arising to insurance companies from insurance and reinsurance
Jana Gláserová
doaj +2 more sources
International Journal of Applied Sciences and Smart TechnologiesPremium reserves are essential funds prepared by insurance companies, particularly in life insurance, to cover potential future claims. These reserves are calculated based on premiums paid by policyholders and must be sufficient to meet all projected ...
Illuminata Wynnie, Yefan Yefan
doaj +2 more sources
THE APPLICATION OF MARKOV CHAIN MODEL TO CALCULATE PREMIUM AND RESERVE OF ENDOWMENT INSURANCE
Barekeng, 2022 The calculation of premiums and reserves are two essential parts of insurance. The calculation of premiums and reserves in life insurance involves using mortality tables.
Dwi Haryanto
doaj +2 more sources
Better than risk-free: Reserve premiums and bank lending
Financial ReviewAbstractWhen the Federal Reserve first paid interest on excess reserves (IOER) in October 2008, banks faced a choice to earn a “better than” risk‐free rate, or lend to earn a higher, riskier rate. Evidence suggests the “reserves‐lending puzzle” is not driven by endogeneity from reverse causality, flight to safety, or increased Treasury supply, but by ...
Raymond Kim
exaly +2 more sources
Last-Survivor Insurance Premium and Benefit Reserve Calculation using Gamma-Gompertz Mortality Law
Jurnal Matematika Integratif, 2022 When the insurance benefit of a last-survivor insurance product is payable at the moment of the last insured death, exploring continuous mortality models is essential to obtain the most appropriate premium and benefit reserve.
Ruhiyat Ruhiyat +3 more
doaj +1 more source
Jurnal Matematika Integratif, 2022 An accurate calculation of premium reserves will ensure that the insurance company can pay claims. Premium reserves are funds collected by insurance companies which are the difference between the sum insured and the value of payments during the insurance
Muhammad Ibrahim Rachman +1 more
doaj +1 more source
Determination of the natural disaster insurance premiums by considering the mitigation fund reserve decisions: An application of collective risk model [PDF]
Decision Science Letters, 2022 In Indonesia, natural disasters cases have significantly increased from time to time and have the largest impact on economic losses. To avoid losses in the future due to natural disasters, the insurance company needs to estimate the risk and ...
Sukono Sukono +6 more
doaj +1 more source
PENERAPAN METODE BAYES DALAM MENGESTIMASI PREMI KREDIBILITAS PADA ASURANSI UMUM
E-Jurnal Matematika, 2021 Determination of insurance premiums is very important the calculation must be done carefully so that there is experience losses. The purpose of this research is to find out the application of empirical Bayes credibility theory Model 1 and estimate of the
RAIN FERNANDO BANGUN +2 more
doaj +1 more source