Results 51 to 60 of about 58,547 (206)

Scale and Scope Economies in the Canadian Property and Casualty Insurance Industry [PDF]

open access: yesThe Geneva Papers on Risk and Insurance - Issues and Practice, 1991
This study investigates scale and scope economies in the Canadian property/casualty insurance. Use of the translog cost function allows the estimation of a U-shaped cost curve and of cost elasticities that vary with the size of the insurance company. The model is estimated on a sample of 180 companies over the period 1986 to 1988, and considers four ...
openaire   +3 more sources

Impact of Wildfire Smoke on Respiratory Disease Associated Healthcare Utilization in Gang‐Won Province, South Korea, in 2017

open access: yesGeoHealth, Volume 10, Issue 2, February 2026.
Abstract This study aimed to elucidate the association between wildfire smoke exposure and healthcare utilization for respiratory diseases in Samcheok (City), Gangwon Province, South Korea, focusing on a major wildfire that occurred on 6–9 May 2017. The relative risks (RRs) of healthcare utilization for respiratory diseases in a direct‐exposure area ...
Min‐Taek Lee   +8 more
wiley   +1 more source

Mandating Environmental Liability Insurance [PDF]

open access: yes, 2002
Plant cuticles are extracellular membranes covering aerial organs of plants, whose main functions rely on the protection against water loss, mechanical injury from the environment, attack of microorganism, and also regulation of gas exchange.
Richardson, Benjamin J.
core   +2 more sources

Shared Floods, Shared Lessons: An Impact Chain and Metrics‐Based Cross‐Country Analysis of the 2021 Floods as a Blueprint for Improved Disaster Risk Management

open access: yesEarth's Future, Volume 14, Issue 1, January 2026.
Abstract This study employs a novel application of Impact Chains combined with tailored metrics to conduct a cross‐country comparative analysis of the same hazard event. This is a research approach currently absent from the literature, yet essential for developing transferable Disaster Risk Management (DRM) lessons.
Andra‐Cosmina Albulescu   +4 more
wiley   +1 more source

INNOVATION, IMITATION, AND ENTREPRENEURSHIP: THE INTRODUCTION AND DIFFUSION OF THE HOMEOWNERS POLICY, 1944-1960

open access: yesEssays in Economic and Business History, 2003
This paper uses the introduction of the homeowners policy in the United States insurance market in the I950s to explore the process of innovation and the role that innovators (entrepreneurs) and imitators play within it through an examination of ...
John Rossi
doaj  

A Neural Network Approach for Pricing Correlated Health Risks

open access: yesRisks
In recent years, the actuarial literature involving machine learning in insurance pricing has flourished. However, most actuarial machine learning research focuses on property and casualty insurance, while using such techniques in health insurance is yet
Alessandro G. Laporta   +2 more
doaj   +1 more source

The Effects of Tax-Law Changes on Property-Casualty Insurance Prices [PDF]

open access: yes
During the 1980s, the federal income tax treatment of property-casualty insurers and their policyholders underwent several important changes, the most significant of which came in 1986.
David F. Bradford, Kyle Logue
core  

From Prediction to Prevention: Using Text Mining and Explainable Machine Learning for Urban Bus Accident Analytics

open access: yesRisk Analysis, Volume 46, Issue 1, January 2026.
ABSTRACT Urban bus accidents present major safety and operational challenges, particularly in densely populated metropolitan areas. This study develops a machine learning‐based analytical framework to identify, quantify, and interpret the factors associated with severe bus accidents.
Bowei Chen   +3 more
wiley   +1 more source

Forecasting The Pricing Kernel of IBNR Claims Development In Property-Casualty Insurance [PDF]

open access: yes
A new method of forecasting the pricing kernel, i.e., stochastic claim inflation or link ratio function, of incurred but not reported (IBNR) claims (in property casualty insurance) from residuals in a dynamic claims forecast model is presented. We employ
Cadogan, Godfrey
core   +1 more source

Flexible Rate Filing Insurance Rate Regulation as Alternative to Incentive Incompatibility in Prior-Approval [PDF]

open access: yes
Competition can be an effective regulator of rates in property-casualty insurance markets. While many states have moved to file-and-use or use-and-file provisions, some have adopted flexible rate-filing regulations (flex-rating) as a means of combining ...
Strauss, Jason
core   +1 more source

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