Price Incentives and Consumer Payment Behaviour [PDF]
In this paper we estimate the effect of particular price incentives on consumer payment patterns using transaction-level data. We find that participation in a loyalty program and access to an interest-free period, both of which lower the price of credit ...
Tim West, Kylie Smith, John Simon
core
Development of a Multiplex Amplification System Using Oxford Nanopore Sequencing for STRs and InDels. [PDF]
Hum MutatHan W +7 more
europepmc +1 more source
Fraud, investments and liability regimes in payment platforms [PDF]
In this paper, we discuss how fraud liability regimes impact the price structure that is chosen by a monopolistic payment platform, in a setting where merchants can invest in fraud detection technologies.
Creti, Anna, Verdier, Marianne
core
Disentangling Brillouin's Negentropy Law of Information and Landauer's Law on Data Erasure. [PDF]
Entropy (Basel)Lairez D.
europepmc +1 more source
The economics of payment card fee structure: what is the optimal balance between merchant fee and payment card rewards? [PDF]
This paper theoretically considers the optimal balance between the merchant fee and the cardholder fee (rewards) from both efficiency and equity perspectives. First, the paper constructs the models that can be used by the U.S. policymakers.
Fumiko Hayashi
core
Dried Blood Spots and Plasma Separation Cards can Broaden Access to Molecular Testing for HBV, HCV and HIV. [PDF]
Rev Med VirolLazarus JV +4 more
europepmc +1 more source
Payment instrument choice: the case of prepaid cards [PDF]
The costs and benefits to payment system participants can differ depending on which payment mechanism is used. The authors specifically explore the costs and benefits of prepaid card applications versus other payment instruments, such as cash, checks ...
Victor Lubasi, Sujit Chakravorti
core
Functional Genome Annotation of <i>Lactiplantibacillus pentosus</i> KMU32 Reveals Its Dual Potential as a Starter Culture and Probiotic from Traditional Korean Kimchi. [PDF]
J Microbiol BiotechnolHan S +5 more
europepmc +1 more source
Microsampling techniques and patient-centric therapeutic drug monitoring of immunosuppressants. [PDF]
BioanalysisKocur A, Pawiński T.
europepmc +1 more source
A Label-Free CRISPR/Cas12a-G4 Biosensor Integrated with FTA Card for Detection of Foodborne Pathogens. [PDF]
Biosensors (Basel)Chao A, Hu Q, Yin K.
europepmc +1 more source