Optimizing preferential rate in retail lending with causal inference and domain adaptation
Abstract In retail lending, offering preferential interest rates is a core marketing instrument for balancing customer acquisition with portfolio profitability. Accurately predicting the effect of interest‐rate discounts for each customer is pivotal for optimizing the discount strategy: offering overly generous discounts erodes margins, while ...
Jimyung Choi +6 more
wiley +1 more source
Data-driven analysis of dynamic amplification for ballast-less railway track: using a triple-beam model and XGBoost. [PDF]
Koohmishi M, Adibi M.
europepmc +1 more source
Impact of simulated drought and cover crop mixtures on subsequent spring wheat yield
Abstract Cover crops (CCs) are promoted as a mechanism for reducing soil erosion, enhancing soil fertility, and improving diversity in agricultural systems, but in drier climates, there are concerns about their impact on soil water availability for the subsequent crop.
Jonathan J. Halvorson +5 more
wiley +1 more source
Case Report: The hybrid cable technique in transcatheter mitral valve implantation with Myval THV-Technical insights from three high-risk cases. [PDF]
Nasso G +13 more
europepmc +1 more source
Investigation of the Phase‐Separation Point During CO2 Absorption in the DETA–Sulfolane–Water System
Optical scattering diagnostics combined with generalized solubility product modeling enables quantitative prediction of phase separation in DETA–sulfolane–water biphasic CO2 absorbents. ABSTRACT The phase‐separation behavior of liquid–liquid biphasic amine absorbents is typically identified using bubbling reactors, where visual observation is employed ...
Dongfang Guo +6 more
wiley +1 more source
Monolithic integration of p- and n-type doped 2D WSe<sub>2</sub> for wafer-scale complementary logic circuits. [PDF]
Hu Y +32 more
europepmc +1 more source
ABSTRACT Background Pain is a multifactorial problem, and several pain mechanisms are likely contributing to why an individual might experience more pain than another person. The current study aimed to investigate whether pain sensitivity, assessed by quantitative sensory testing, and psychological factors could explain individual variability in pain ...
Sarah Guldberg +5 more
wiley +1 more source
A low-cost arduino-based pulsed constant-current platform for electrochemical nanostructure synthesis. [PDF]
Luna Cervantes M +11 more
europepmc +1 more source
This study optimizes a wireless communication terminal using an OMAP dual‐core processor and encryption chips. It achieves under 55 μs latency, ≤ 0.06% packet loss, and millisecond‐level self‐recovery in complex environments, ensuring secure and reliable communication.
Wenmin Xie +4 more
wiley +1 more source
Management of femoral large-bore access and closure during microaxial flow pump-supported interventions. [PDF]
Vergallo R +9 more
europepmc +1 more source

