Results 31 to 40 of about 5,283 (200)

Estimated Costs of a Reinsurance Program to Stabilize the Individual Health Insurance Market: National- and State-Level Estimates

open access: yesInquiry: The Journal of Health Care Organization, Provision, and Financing, 2019
Reinsurance, an insurance product designed to protect health insurers against the financial risk of covering high-cost enrollees, has attracted bipartisan policy interest as a mechanism to stabilize individual health insurance markets.
Coleman Drake PhD   +2 more
doaj   +1 more source

REINSURANCE UTILISATION AND DEPENDENCE ON THE FINANCIAL PERFORMANCE OF NON-LIFE INSURERS: EVIDENCE FROM NIGERIA

open access: yesStudies and Scientific Researches: Economics Edition, 2018
Reinsurance is used by primary insurers as a device to cushion the effect of underwriting and solvency risks. However, an overdependence on reinsurance could cause depletion in the income of the primary insurer.
Francis Sewhenu Dansu, Adebayo Obalola
doaj   +1 more source

(Dis)trust in Digital Insurance: How Datafied Practices Shift Uncertainties and Reconfigure Trust Relations

open access: yesThe British Journal of Sociology, EarlyView.
ABSTRACT Trust is both a prerequisite and a product of insurance, as insurance contracts are built on and create trust relations that enable a risk‐averse perspective towards the future. At the same time, insurer‐policyholder relationships are characterised by a persistent distrust, rooted in insurance economics and industry reputation. In this article,
Maiju Tanninen, Gert Meyers
wiley   +1 more source

Insurance and the “Irrationalization” of Disaster Policy: A Political Crisis Theory for an Age of Climate Risk

open access: yesThe British Journal of Sociology, EarlyView.
ABSTRACT In the last several years, disaster insurance programs around the world have experienced disruptions that many observers interpret to be a primary symptom of “climate crisis” (Bittle 2024). Governments have responded to these disruptions through disjointed and at times contradictory measures: they treat disasters, alternately, as “Acts of God”
Stephen J. Collier
wiley   +1 more source

FEATURES TO ENSURE THE COMPETITIVENESS OF REINSURANCE OPERATIONS OF THE CEDENT AND THE REINSURER IN THE DOMESTIC AND INTERNATIONAL INSURANCE MARKET

open access: yesВісник Київського національного університету імені Тараса Шевченка. Серія Економіка, 2015
Cost-effectiveness of reinsurance operations significantly affect the competitiveness of the cedent and the reinsurer. At the same time, ensuring the competitiveness of reinsurance operations does not always lead to the economic efficiency of the cedent ...
V. Veretnov
doaj   +1 more source

Towards an Economic Cyber Loss Index for Parametric Cover Based on IT Security Indicator: A Preliminary Analysis

open access: yesRisks, 2020
As cyber events have virtually no geographical limitations and can result in economic losses on a global scale, the assessment of return periods for such economic losses is currently debated among experts.
Eric Dal Moro
doaj   +1 more source

Pricing catastrophe reinsurance under the standard deviation premium principle

open access: yesAIMS Mathematics, 2022
Catastrophe reinsurance is an important way to prevent and resolve catastrophe risks. As a consequence, the pricing of catastrophe reinsurance becomes a core problem in catastrophic risk management field. Due to the severity of catastrophe loss, the Peak
Wen Chao
doaj   +1 more source

Gateways, Funnels, and Stackers: How People Hide Property Ownership Through Offshore Structures

open access: yesThe British Journal of Sociology, EarlyView.
ABSTRACT How do wealthy individuals use offshore financial structures like shell companies to protect personal assets? And how is such offshore wealth structuring itself variably organized? Moving beyond conceptualizations of offshore as concerning only individual tax havens, this article investigates offshore wealth structuring as a fundamentally ...
Kristin Surak, Johnathan Inkley
wiley   +1 more source

Effects of Traditional Reinsurance on Demographic Risk Under the Solvency II Framework

open access: yesRisks
This paper investigates the role of proportional reinsurance as a practical and flexible tool for managing demographic risk in life insurance, with a focus on its impact on both the Solvency Capital Requirement (SCR) and expected profitability.
Emily Bianchessi   +3 more
doaj   +1 more source

Reinsurance Market in Russia Requires a Restart

open access: yesМодернизация, инновация, развитие, 2017
Purpose: main objective of this article is to analyze dynamics and structure of the reinsurance market in Russia. Market research is conducted to understand the main trends in Russian reinsurance during period of economic sanctions.
I. S. Voronin
doaj   +1 more source

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