Results 41 to 50 of about 739 (179)
Government as Reinsurer: Potential Impacts on Public and Private Spending
Inquiry: The Journal of Health Care Organization, Provision, and Financing, 2004 This paper analyzes the potential effects of alternative government reinsurance mechanisms on public and private expenditures in group and nongroup health insurance markets. High reinsurance thresholds, with the government taking responsibility for costs
Linda J. Blumberg, John Holahan
doaj +1 more source
Capitalizing flood risk protective measures in residential real estate
Real Estate Economics, EarlyView.Abstract This study utilizes 1.4 million residential transactions incorporating flood hazard estimates derived from a nationwide elevation model and hydrological data to examine the role of flood protections to mitigate the negative impact of flood risk on home prices.
Muhammad Ramzan Kalhoro +3 more
wiley +1 more source
The Weaponization of ESG Infrastructures and the Future of Green Finance
Global Policy, EarlyView.ABSTRACT The trillion‐dollar green finance industry faces growing pushbacks from a range of actors. While criticisms vary—from portraying ESG as part of a “woke” agenda to highlighting risks of greenwashing—we now see mass departures from climate–finance initiatives, with asset managers coming under fire from regulators over ESG policies and activist ...
Annika Stenström
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Do Banks Learn From Natural Disasters? Evidence From the U.S. Financial Sector
European Financial Management, EarlyView.ABSTRACT This paper examines whether U.S. banks learn from natural disasters. We explore several potential channels of adjustment and find that exposed banks primarily respond by adopting precautionary capital measures. This behaviour is evident both in the long run, when assessing divergent trends in the evolution of equity over time, and in the short
Dennis Dreusch +2 more
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An Integrated Approach to Pricing Catastrophe Reinsurance
Risks, 2017 We propose an integrated approach straddling the actuarial science and the mathematical finance approaches to pricing a default-risky catastrophe reinsurance contract.
Carolyn W. Chang, Jack S. K. Chang
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Reinventing Reinsurance Using the Capital Markets [PDF]
The Geneva Papers on Risk and Insurance - Issues and Practice, 1997 Few people realize that in 1792 the New York Stock Exchange was established in lower New York City to service the financial investment needs of the insurance industry.' In time, however, the wealth generated by Wall Street far surpassed that of the insurance industry.
Richard E Smith +2 more
openaire +2 more sources
External Actors, Pressures and Influences: European Integration and the Outside World
JCMS: Journal of Common Market Studies, EarlyView.Abstract The European Union (EU) increasingly faces external pressures, ranging from Russia's war of aggression against Ukraine to an economically and politically assertive China to deep changes in the transatlantic relationship with the United States.
Christian Freudlsperger, Lucas Schramm
wiley +1 more source
Selection in car insurance when claims are heterogeneous
Journal of Risk and Insurance, EarlyView.Abstract Econometric studies of insurance markets have analyzed the Positive Correlation Property to test for the presence of asymmetric information. Car‐insurance studies frequently compare policies purchasing Mandatory Third‐Party Liability alone with policies that purchase additional coverage and use the presence of a liability claim as a measure of
Edmund Cannon +2 more
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Theoretical Aspects of Insurance for International Banks of Development
Вестник Российского экономического университета имени Г. В. Плеханова, 2018 The article shows the importance of insurance for international banks of development in order to resolve social and economic problems of regional economy.
Y. A. Akhvlediany +2 more
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Dynamic capital allocation in general insurance
Journal of Risk and Insurance, EarlyView.Abstract This paper provides a model for allocating capital to different insurance lines with varying development periods for a value‐maximizing insurance company. In our model, the company makes capitalization and exposure decisions considering its capital level and its relevant loss history.
Qiheng Guo +2 more
wiley +1 more source