Adverse selection in life insurance [PDF]
In order to expand the demand for insurance in all disciplines, it is necessary to know the conditions and status of information distribution and the issues arising from it; For example, regarding life insurance, the need to understand adverse selection ...
M. Mohammadi
doaj +1 more source
Logistic regression modelling at insurance interest: Theory of planned behavior
One of the characteristics of people who have good financial literacy is having good risk management skills. This study aims to make logistic regression modeling of risk management or insurance interests from Sumbawa University of Technology lecturers ...
Lukmanul Hakim, Agus Santoso
doaj +1 more source
Analyzing factors affecting risk aversion: Case of life insurance data in Korea
This research employs machine learning analysis on extensive data from a prominent Korean life insurance company to substantiate the insurance demand theory, which posits that insurance demand increases with risk aversion. We quantitatively delineate the
Sehyun Lim, Taeyeon Oh, Guy Ngayo
doaj +1 more source
This study aims to analyze the effect of profitability, asset structure, and business risk on the capital structure of insurance companies listed in Indonesia Stock Exchange (BEI) in 2012- 2016 and to know the pattern of financing pecking order theory ...
Isti Fadah +3 more
doaj +1 more source
The Effect of Underwriting Diversification on Investment Risk of Insurance Companies [PDF]
This study investigates the effect of diversification in the underwriting activities and insurance portfolio on the level of risk-taking in the investment activities of insurance companies.
Arash Goodarzi, Reza Tehrani, Ali Souri
doaj +1 more source
On the Depletion Problem for an Insurance Risk Process: New Non-ruin Quantities in Collective Risk Theory [PDF]
The field of risk theory has traditionally focused on ruin-related quantities. In particular, the socalled Expected Discounted Penalty Function has been the object of a thorough study over the years.
Ben-Salah, Zied +3 more
core +3 more sources
Farmer’s adoption of agricultural insurance for Mediterranean crops as an innovative behavior
Agriculture is a risky industry and is present in every management choice the farmer makes. Farms can experiment with different tools that can contain the impact of adverse events to protect production facilities, investments, and income generated by ...
Giuseppe Timpanaro +5 more
doaj +1 more source
Empirical Evidence on the Use of Credit Scoring for Predicting Insurance Losses with Psycho-social and Biochemical Explanations [PDF]
An important development in personal lines of insurance in the United States is the use of credit history data for insurance risk classification to predict losses.
Ai J. +19 more
core +1 more source
Public-private flood management: Who should pay and when?
We provide a theoretical and empirical analysis of an efficient sharing of public and private flood-risk mitigation. Our analysis examines how individuals in a floodplain can best protect their property, given the interdependence between the public ...
Pier-André Bouchard St-Amant +2 more
doaj +1 more source
Asymptotically Normal Estimators of the Gerber-Shiu Function in Classical Insurance Risk Model
Nonparametric estimation of the Gerber-Shiu function is a popular topic in insurance risk theory. Zhang and Su (2018) proposed a novel method for estimating the Gerber-Shiu function in classical insurance risk model by Laguerre series expansion based on ...
Wen Su, Wenguang Yu
doaj +1 more source

