Results 61 to 70 of about 223,859 (164)

Artificial Intelligence, Bureaucratic Discretion, and Democratic Administration

open access: yesPublic Administration Review, EarlyView.
ABSTRACT Since the start of the COVID‐19 pandemic, many countries have been using artificial intelligence (AI) to replace civil service personnel. We argue that this practice undermines core democratic values. Using the public values framework, we identify four clusters of values that are threatened when bureaucratic discretion is transferred to ...
L. Jason Anastasopoulos
wiley   +1 more source

Reassessing the Impact of Artificial Intelligence on Employment: Evidence Against the Mass Job Loss Hypothesis

open access: yesLABOUR, Volume 40, Issue 4, Page 409-431, December 2026.
ABSTRACT Advances in artificial intelligence (AI) and robotics since 2000 led to widespread concern that automation would eliminate a massive number of jobs. Frey and Osborne's influential study concluded AI and robots might eliminate nearly half of all US jobs between 2010 and 2030.
Michael J. Handel
wiley   +1 more source

Robo-Advisor im Finanzsektor [PDF]

open access: yes, 2019
Robo-Advisor ist ein Begriff für digitalisierte Formen der Anlageberatung und -vermittlung sowie der Finanzportfolio- bzw. Vermögensverwaltung. Aufgrund des Einsatzes von Algorithmen werden Robo-Advisor den sogenannten Fintech-Unternehmen zugeordnet ...
Jetzke, Tobias, Bogenstahl, Christoph
core   +1 more source

DESIGN AND IMPLEMENTATION OF A RAG-BASED AI AGENT FOR ROBO-ADVISORS

open access: yesКомпютерні системи та інформаційні технології
This study focuses on the design and implementation of an agentic system based on Retrieval-Augmented Generation (RAG) architecture for automated financial advisory services (Robo-Advisors, RA).
Serhii SAVCHENKO
doaj   +1 more source

Artificial Intelligence Modelling Framework for Financial Automated Advising in the Copper Market

open access: yesJournal of Open Innovation: Technology, Market and Complexity, 2019
Financial innovation by means of Fintech firms is one of the more disruptive business model innovations from the latest years. Specifically, in the financial advisor sector, worldwide assets under management of artificial intelligence (AI)-based ...
Mariano Méndez-Suárez   +2 more
doaj   +1 more source

Do deepfakes, digital replicas and human digital twins justify personality rights?

open access: yesThe Journal of World Intellectual Property, Volume 29, Issue 3, Page 407-434, November 2026.
Abstract Unauthorised deepfakes are deeply problematic, from the spreading of misinformation to non‐consensual pornographic content. This paper asks whether deepfakes, digital replicas and human digital twins justify personality rights. To address this question, it examines the harms that deepfakes can cause through disinformation, demeaning content ...
Hayleigh Bosher
wiley   +1 more source

AI‐Powered Personalization Across Digital Ecosystems: A Trust‐Centric Perspective on Intelligent, Ethical, and Adaptive User‐Centric Systems

open access: yesApplied AI Letters, Volume 7, Issue 3, October 2026.
Hybrid and deep learning recommenders achieve high personalization accuracy, but sustainable adoption depends on trust: fairness, privacy, explainability and user control must be embedded across the entire personalization pipeline. ABSTRACT Personalization based on Artificial Intelligence (AI) has become a paradigm shift in user‐focused experiences in ...
Mohd Munazzer Ansari   +3 more
wiley   +1 more source

The Effect of Robo-Advisor on Investors\u27 Trading Behavior

open access: yes, 2020
Robo-advisors have surged in popularity in recent years and have been attracting more and more attention from both academia and industry. In this paper, we examine the factors that attribute to investors’ decision to adopt Robo-advisor and test how Robo ...
Shen, Shaowei
core  

Technological Evolution in Fintech: A Decadal Scientometric and Systematic Review of Developments and Criticisms

open access: yesInternational Journal of Finance &Economics, Volume 31, Issue 4, Page 5038-5065, October 2026.
ABSTRACT This study aims to classify pivotal fintech innovations and explore the prospects and pitfalls associated with emerging fintech services extensively discussed in the literature. We conducted a multistage systematic review of research published on fintech over the past decade from a technological perspective. Using the Preferred Reporting Items
Muhammad Imran Qureshi, Nohman Khan
wiley   +1 more source

AI Robo-Advisory Acceptance in Emerging Markets: A Dual Analytical Approach Using PLS-SEM and NCA

open access: yesSAGE Open
This study aimed to determine the factors influencing the acceptance of AI robo-advisory services for financial decision-making among bank fintech app users in an emerging economy such as Bangladesh.
Md. Sharif Hassan   +4 more
doaj   +1 more source

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