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Financial literacy is the possession of knowledge and a basic understanding of personal financial matters in terms of borrowing, saving, and investment effectively for a lifetime financial security.
Christian James T. Perez, Alma B. Lopez
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Institutional inertia, local leadership turnover, and changes in the structure of fiscal expenditure
Taking the perspective of local party and government leadership change and using L-kurtosis to analyze provincial panel data in China from 1996 to 2018, this article identifies the structural change pattern of fiscal expenditures.
Dongmin Yao, Yongyi Zhu, Kai Yu
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Sensorimotor adaptation enables the nervous system to modify actions for different conditions and environments. Many studies have investigated factors that influence adaptation at the group level.
Robert T. Moore +3 more
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Savings and prize-linked savings accounts [PDF]
Abstract Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially fragile households also have the highest lottery expenditures as a proportion of income. This combination suggests that prize-linked savings (PLS) accounts, combining security of principal with lottery-type jackpots, can ...
Atalay, Kadir +3 more
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Efficiency Of Use Of Investment Resources Of The Russian Economy [PDF]
Russian economy requires the considerable volume of investment. Investment requires sufficient quantity of investment resources, which can be created both from internal, and of external sources.
Oleg Mikhaylovich Turygin
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Analysis of Centralized Public Procurement in the European Union, the United States of America and Romania [PDF]
Within this article we made a study on centralized public procurement in countries in the European Union, the USA and Romania. We analyse the disadvantages and advantages of the centralized procurement of products or services and the situations in which ...
Ionel PREDA
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Gerakan Gemar Menabung untuk Siswa Sekolah Dasar di Kecamatan Meureubo, Aceh Barat
This community service aims to provide elementary school students with an understanding of the importance of saving. It is also expected to contribute to educating the younger generation by saving awareness from an early age.
Budianto Budianto +2 more
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Testing Dust Control Preparation with Respect to Mine Employee Exposure to Inhalling Chemical Agents
This paper presents the results of tests used in dust hazard prevention for air-water spraying devices in collieries. The purpose of the tests was to evaluate mine employees’ exposure to inhalling chemical agents when the ZWILKOP ZW-10 preparation is ...
Eugeniusz Orszulik, Wojciech Dudek
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The Effects of Pension Information on Individuals’ Economic Outcomes: A Survey
This paper provides an overview of a wide array of research investigating the effects of pension information on different individuals’ economic outcomes.
Stefania Basiglio, Noemi Oggero
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The development of the regional economy depends on availability and possibility of realizing its financial and investment potential. The potential for the regional economy is first of all formed by business entities and households, which then acts as a
Anastasia N. Chapargina
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