Results 121 to 130 of about 254 (175)

Automatic Workout Mortgage and Housing Consumption Choice

open access: yesInternational Review of Finance, Volume 26, Issue 3, September 2026.
ABSTRACT This paper further develops the Automatic Workout Mortgage (AWM) which embeds an insurance put option to reduce negative equity, systemic risk and promote economic recovery. We introduce a mathematical model showing that AWM raises household utility and increases housing demand.
Robert J. Shiller   +3 more
wiley   +1 more source

Citizens' Preferences for Narrow and Broad Security Threats: Evidence From a New NATO Member State

open access: yesScandinavian Political Studies, Volume 49, Issue 3, August 2026.
ABSTRACT This study explores citizens' evaluations of competing security threats and prioritizes policy responses using data from Finland. Despite escalating geopolitical tensions and proximity to Russia, Finnish public opinion favors broader human security concerns, such as climate change and organized crime, over traditional military threats. Using a
Anton Brännlund   +6 more
wiley   +1 more source

COVID-19 and (Im)migrant Carers in Italy: The Production of Carer Precarity. [PDF]

open access: yesInt J Environ Res Public Health, 2023
Dotsey S   +2 more
europepmc   +1 more source

Redacted Disclosures and Bank Loan Contract Terms

open access: yesJournal of Corporate Accounting &Finance, Volume 37, Issue 3, Page 202-212, July 2026.
ABSTRACT We investigate the impact of redacting disclosures on bank loan contracts. Our findings indicate that firms that redact information have loans with significantly higher spreads, shorter maturities, and more restrictive covenants and face a greater likelihood they will be required to post collateral compared to firms that do not redact ...
Karel Hrazdil, Jiyuan Li, Yuzeng Li
wiley   +1 more source

Differentiation‐related tensions in the thinking and instruction of Eritrean elementary and middle school mathematics teachers

open access: yesJournal of Research in Special Educational Needs, Volume 26, Issue 3, July 2026.
Abstract Differentiated instruction is key to implementing inclusive education and addressing the individual needs of all students. This study explores the pedagogical tensions related to differentiation in Eritrean elementary and middle school mathematics teachers' thinking and instruction practices.
Desalegn Zerai   +3 more
wiley   +1 more source

Deep Segregation: Informality, Trust and the Making of Discrimination in Markets

open access: yesAntipode, Volume 58, Issue 4, July 2026.
ABSTRACT This article advances the concept of deep segregation to theorise how social exclusion is produced through the everyday organisation of market access rather than through spatial separation alone. Deep segregation refers to a relational and processual form of segregation constituted through segmented routes of access, intermediary networks and ...
Mohsin Alam Bhat, Asaf Ali Lone
wiley   +1 more source

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