Automatic Workout Mortgage and Housing Consumption Choice
ABSTRACT This paper further develops the Automatic Workout Mortgage (AWM) which embeds an insurance put option to reduce negative equity, systemic risk and promote economic recovery. We introduce a mathematical model showing that AWM raises household utility and increases housing demand.
Robert J. Shiller +3 more
wiley +1 more source
Mapping the evolution of cross-Strait relations via global news big data (2014-2023): An analysis integrating GDELT and machine learning. [PDF]
Shi S, Chen B, Guang Z, Kong D.
europepmc +1 more source
Adjustable-rate mortgages in the era of global reflation: How to model additional default risk? [PDF]
Banai Á, Berlinger E, Dömötör B.
europepmc +1 more source
Citizens' Preferences for Narrow and Broad Security Threats: Evidence From a New NATO Member State
ABSTRACT This study explores citizens' evaluations of competing security threats and prioritizes policy responses using data from Finland. Despite escalating geopolitical tensions and proximity to Russia, Finnish public opinion favors broader human security concerns, such as climate change and organized crime, over traditional military threats. Using a
Anton Brännlund +6 more
wiley +1 more source
Metaphorical construction of the belt and road initiative in German media: a transnational study based on critical metaphor analysis. [PDF]
Qiu H.
europepmc +1 more source
COVID-19 and (Im)migrant Carers in Italy: The Production of Carer Precarity. [PDF]
Dotsey S +2 more
europepmc +1 more source
Redacted Disclosures and Bank Loan Contract Terms
ABSTRACT We investigate the impact of redacting disclosures on bank loan contracts. Our findings indicate that firms that redact information have loans with significantly higher spreads, shorter maturities, and more restrictive covenants and face a greater likelihood they will be required to post collateral compared to firms that do not redact ...
Karel Hrazdil, Jiyuan Li, Yuzeng Li
wiley +1 more source
Abstract Differentiated instruction is key to implementing inclusive education and addressing the individual needs of all students. This study explores the pedagogical tensions related to differentiation in Eritrean elementary and middle school mathematics teachers' thinking and instruction practices.
Desalegn Zerai +3 more
wiley +1 more source
The impact of blockchain adoption on supply chain financing and E-commerce platform dynamics. [PDF]
Pi S.
europepmc +1 more source
Deep Segregation: Informality, Trust and the Making of Discrimination in Markets
ABSTRACT This article advances the concept of deep segregation to theorise how social exclusion is produced through the everyday organisation of market access rather than through spatial separation alone. Deep segregation refers to a relational and processual form of segregation constituted through segmented routes of access, intermediary networks and ...
Mohsin Alam Bhat, Asaf Ali Lone
wiley +1 more source

