Results 171 to 180 of about 109,271 (204)

Mortgage Lending, Sample Selection and Default

Real Estate Economics, 2000
Traditional models of mortgage default suffer from sample‐selection bias because they do not control for the loan approval process. This paper estimates a sample‐selection‐corrected default model using the 1990 Boston Federal Reserve loan application sample and the 1992 Federal Housing Authority (FHA) foreclosure sample.
openaire   +1 more source

A Model of Microfinance with Adverse Selection, Loan Default, and Self-Financing

SSRN Electronic Journal, 2009
PurposeThe purpose of this paper is to analyze a market for microfinance in a region of a developing nation in which all projects are either of high or low quality. There is adverse selection because only borrowers know whether their project is of high or low quality but the microfinance institutions (MFIs) do not.
Amitrajeet A. Batabyal, Hamid Beladi
openaire   +1 more source

Insulator Detection Based on SSD with the Default Box Adaptively Selection

Proceedings of the 2nd International Conference on Computer Science and Application Engineering, 2018
Detecting1 power line insulator automatically has important practical significance for the stable and reliable operation of the entire power system. In this paper, Single Shot Multibox Detector is applied to target detection of power line insulator images.
Yincheng Qi, Liqun Du, Zhenbing Zhao, Yaping Cui, Wenhao Si   +4 more
openaire   +1 more source

The Selection of the Discount Rate in Estimating Loss Given Default [PDF]

Global Journal of Business Research, 2007
In light of the management and regulatory advances regarding the Loss Given Default, this paper takes on the topic of choosing the proper rate for the estimate of the current value of recoveries. By means of a review of the available literature on LGD, the solutions adopted in the selection of the discount rate are analyzed and compared, in particular ...
GIBILARO, Lucia, Mattarocci, Gianluca
openaire   +1 more source

Variable selection in forecasting models for default risk

2012
The aim of the paper is to investigate different aspects involved in developing prediction models in default risk analysis. In particular, we focused on the comparison of different statistical methods addressing several issues such as the structure of the data-base, the sampling procedure and the selection of financial predictors by means of different ...
AMENDOLA, Alessandra, RESTAINO, MARIALUISA, SENSINI, LUCA   +2 more
openaire   +2 more sources

Default rules and equilibrium selection of contract terms

International Review of Law and Economics, 1996
Abstract The paper analyses the effect of default rules on the selection of contract terms given asymmetric information. It is shown that even when costs of contracting around the default are zero, the form of the default rule may matter because it may serve as a means for selection between multiple equilibria.
openaire   +2 more sources

Community-Based Feature Selection for Credit Card Default Prediction

2017
The prediction of credit card default is a critical issue in business and so has been attracting more and more attention. In this paper, we focus on the research of credit card default prediction in an unconventional way. We firstly study the consumption behavior of credit card holders, and uncover an interesting pattern that the features (each feature
Qiucheng Wang, Yanmei Hu, Jun Li
openaire   +1 more source

Environmental, social and governance disclosure and default risk

Business Strategy and the Environment, 2021
Muhammad Atif, Searat Ali
exaly  

Carbon emissions and default risk: International evidence from firm-level data

Economic Modelling, 2021
Md Nurul Kabir, Sohanur Rahman, Mumtaheena Anwar   +2 more
exaly  

Selective Impairment of Long-Range Default Mode Network Functional Connectivity as a Biomarker for Preclinical Alzheimer’s Disease in People with Down Syndrome

Journal of Alzheimer's Disease, 2022
David B Keator, Theo G M Van Erp, Eric Doran   +2 more
exaly