Results 71 to 80 of about 10,959 (205)

Deposit Competition and Mortgage Securitization

Journal of Money, Credit and Banking, Volume 58, Issue 2, Page 497-532, March 2026.
Abstract We study how deposit competition affects a bank's decision to securitize mortgages. Exploiting the state‐specific removal of deposit market caps across the U.S. as a source of competition, we find a 7.1 percentage point increase in the probability that banks securitize mortgage loans.
DANNY MCGOWAN, HUYEN NGUYEN, KLAUS SCHAECK   +2 more
wiley   +1 more source

Monitoring and Institutional Trust Repair

Journal of Applied Philosophy, Volume 43, Issue 1, Page 75-94, February 2026.
ABSTRACT A monitoring‐based strategy for repairing ruptured institutional trust is motivated and defended, bringing together insights about both interpersonal and institutional trust breakdown. The strategy pursued identifies and exploits important differences between interpersonal and institutional trust relations, insofar as monitoring in each case ...
Emma C. Gordon
wiley   +1 more source

Second Chance: Life with Less Student Debt

The Journal of Finance, Volume 81, Issue 1, Page 507-550, February 2026.
ABSTRACT We exploit an episode of plausibly random debt discharge due to the loss of paperwork for thousands of defaulted borrowers to examine the effects of private student debt relief on borrower outcomes. We find that borrowers who receive debt relief (treated) experience declines in debt balances and delinquency rates on other accounts, and ...
MARCO DI MAGGIO, ANKIT KALDA, VINCENT YAO   +2 more
wiley   +1 more source

Impacto da Crise do Subprime na Provisão do Risco de Crédito dos Maiores Bancos Nacionais

Impact of the Subprime Crisis in the Provision of Credit Risk of Major National Banks

Impacto de la Crisis del Subprime en la Provisión para el Riesgo de Crédito de los Mayores Bancos Nacionales

Revista Brasileira de Gestão De Negócios, 2009
RESUMOAs instituições financeiras estão diretamente expostas ao risco de crédito, que é o risco de o tomador não cumprir com suas obrigações, ou seja, com o pagamento das dívidas nos seus prazos estabelecidos.
TOLEDO FILHO, Jorge Ribeiro de, KROENKE, Adriana, SOTHE, Ari   +2 more
doaj  

A Primer on Regulations and the Practice of Residential Property Appraisal

Journal of Real Estate Practice and Education
This paper presents a chronology, beginning in the early 1900s, of the regulatory environment faced by residential real estate appraisers in the United States.
Owiti A. K'Akumu, James E. Larsen
doaj   +1 more source

Did Bank Capital Regulation Exacerbate the Subprime Mortgage Crisis?

Discrete Dynamics in Nature and Society, 2009
This contribution is the second in a series of papers on discrete-time modeling of bank capital regulation and its connection with the subprime mortgage crisis (SMC). The latter was caused by, amongst other things, the downturn in the U.S. housing market,
M. A. Petersen, M. C. Senosi, J. Mukuddem-Petersen, M. P. Mulaudzi, I. M. Schoeman   +4 more
doaj   +1 more source

Subprime Babies: The Foreclosure Crisis and Initial Health Endowments

RSF: The Russell Sage Foundation Journal of the Social Sciences, 2019
The subprime mortgage crisis was a devastating financial shock for many homeowners. This research uses a probabilistic matching strategy to link foreclosure records with birth certificate records from 2006 to 2010 in California to identify birth parents ...
Janelle Downing, Tim Bruckner
doaj   +1 more source

Subprime borrowers, securitization and the transmission of business cycles

Canadian Journal of Economics/Revue canadienne d'économique, 2016
A growing literature (i.e. Jaffee, Lynch, Richardson, and Van Nieuwerburgh, 2009, Acharya and Schnabl, 2009) argues that securitization improves financial stability if the securitized assets are held by capital market participants, rather than financial ...
Anna Grodecka
semanticscholar   +1 more source

Is America Subprime? [PDF]

Journal of Chemical Education, 2009
What can we, as science teachers, contribute to remaking our society? We should provide the best possible opportunities for our students to learn science.
openaire   +1 more source

THE SUBPRIME MORTGAGE LOANS AS AN INITIATOR TO ACCELERATE THE EMERGENCE OF CREDIT MORTGAGE CRISIS

Acta Economica, 2010
The working paper analyzes the "subprime" mortgage loans as instability accelerators in the mortgage market, with regard to transmission of disorders from the real estate market to credit markets and financial sector.
Марко Милошевић, M.Sc.
doaj