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Financial production and the subprime mortgage crisis. [PDF]
J Evol Econ, 2023 AbstractThe causes of the 2007-8 subprime crisis continue to be the subject of much debate, with explanations ranging from de-regulation and fraudulent behavior to global imbalances and rising inequality. However, a comprehensive analysis of the endogenous forces that made the crisis inevitable has yet to be presented.
Tori D, Caverzasi E, Gallegati M.
europepmc +4 more sources
Profit and Risk under Subprime Mortgage Securitization [PDF]
Discrete Dynamics in Nature and Society, 2011 We investigate the securitization of subprime residential mortgage loans into structured products such as subprime residential mortgage-backed securities (RMBSs) and collateralized debt obligations (CDOs).
M. A. Petersen +4 more
doaj +2 more sources
GEOGRAPHY OF OPPORTUNITY AND RESIDENTIAL MORTGAGE FORECLOSURE: A SPATIAL ANALYSIS OF A U.S. HOUSING MARKET [PDF]
Journal of Urban and Regional Analysis, 2022 South Florida has been among the top foreclosure markets in the United States, but little research has explored whether this market presents different dynamics compared to other metropolitan areas.
Yanmei LI
doaj +1 more source
The Influence of Covid-19 on Subprime in the U.S. [PDF]
E3S Web of Conferences, 2021 Subprime lending in the United States was a major concern after the 2008 financial crisis. While Covid-19 is sweeping the world, how will the US government and financial institutions deal with the potential crisis of subprime mortgage will be discussed ...
Li Haoyang
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Cross-Regional Connectedness in the United States’ Housing Market [PDF]
E3S Web of Conferences, 2021 The interconnectedness of markets is a useful measure of risk and therefore an indicator of economic stability. In this paper, the interconnectedness among housing markets in different metropolitan areas was analyzed.
Yin Wen
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Subprime Mortgage Delinquency Rates [PDF]
Federal Reserve Bank of San Francisco, Working Paper Series, 2007 We evaluate the importance of three different channels for explaining the recent performance of subprime mortgages. First, the riskiness of the subprime borrowing pool may have increased. Second, pockets of regional economic weakness may have helped push a larger proportion of subprime borrowers into delinquency.
Mark Doms +2 more
openaire +2 more sources
Regional Science Policy &Practice, EarlyView., 2023 Abstract This paper sheds light on regional recovery prospects from the coronavirus disease 2019 (COVID‐19) crisis by examining the link between gross rates of establishment openings and closures and local economic growth spanning the 2001 recession and the 2007–2009 global financial crisis (GFC).
Nicholas Kacher, Stephan Weiler
wiley +1 more source
The delinquency of subprime mortgages [PDF]
Journal of Economics and Business, 2005 Abstract The lag between the time that a borrower stops making payments on a mortgage and the termination of the loan plays a critical role in the costs borne by both borrower and lender on defaulted loans. While the prior literature uses a multinomial logit approach, statistical tests indicate that we cannot accept the associated assumption of ...
Danis, Michelle A +1 more
openaire +4 more sources
Analysis on China's Real Estate Economy Based on Big Data [PDF]
E3S Web of Conferences, 2021 Over the past 40 years of China's reform and opening -up, the Chinese society and national economy have been booming. The real estate economy as a pillar industry of the national economy has achieved rapid growth. However, the U.S.
Liu Weiwei
doaj +1 more source
Mortgage Contract Choice in Subprime Mortgage Markets [PDF]
Finance and Economics Discussion Series, 2010 The boom in the subprime mortgage market yielded many loans with high LTV ratios. From a large proprietary database on subprime mortgages, we find that choice of mortgage rate type is not linear in loan sizes. A fixed rate mortgage contract is a popular choice when loan size, measured by LTV ratio, is small.
Gregory E. Elliehausen, Min Hwang
openaire +1 more source