Results 51 to 60 of about 744 (158)
Abstract The emerging relationship between fintechs and banks has revealed antitrust's antiquation. At one time, scholars predicted that fintechs could democratize banking while providing a critical source of competition. But then banks began to acquire their digital rivals: about 900 acquisitions of fintechs have taken place since 2021.
Gregory Day, Lindsay Sain Jones
wiley +1 more source
The subprime mortgage crisis seriously confounded world financial markets, pushing the real economies of Tunisia’s trading partners into recession.
Zied Akrout, Adel Khadimallah
doaj +1 more source
Deposit Competition and Mortgage Securitization
Abstract We study how deposit competition affects a bank's decision to securitize mortgages. Exploiting the state‐specific removal of deposit market caps across the U.S. as a source of competition, we find a 7.1 percentage point increase in the probability that banks securitize mortgage loans.
DANNY MCGOWAN +2 more
wiley +1 more source
Monitoring and Institutional Trust Repair
ABSTRACT A monitoring‐based strategy for repairing ruptured institutional trust is motivated and defended, bringing together insights about both interpersonal and institutional trust breakdown. The strategy pursued identifies and exploits important differences between interpersonal and institutional trust relations, insofar as monitoring in each case ...
Emma C. Gordon
wiley +1 more source
How Does the Global Economy Crisis Influence in Managing Investment in Indonesia
July 2007 is the beginning of the world’s subprime mortgage crisis. Since then, the world’s liquidity crisis occurred and never found any solution until now. The liquidity crisis began to spread from developed countries to poor countries, developing
Enggal Sriwardiningsih
doaj +1 more source
Second Chance: Life with Less Student Debt
ABSTRACT We exploit an episode of plausibly random debt discharge due to the loss of paperwork for thousands of defaulted borrowers to examine the effects of private student debt relief on borrower outcomes. We find that borrowers who receive debt relief (treated) experience declines in debt balances and delinquency rates on other accounts, and ...
MARCO DI MAGGIO +2 more
wiley +1 more source
THE CONTESTED URBANISM OF ABANDONMENT: The Afterlife of Two Distressed Neighborhoods in Detroit
Abstract In post‐industrial cities in decline, what happens to leftover spaces after abandonment? This question lies at the root of trying to make sense of entrenched distress in neighborhoods in deindustrializing Detroit, a city struggling for more than five decades with disinvestment, job losses, population shrinkage, a collapsed housing market ...
Martin J. Murray +2 more
wiley +1 more source
ThE AcTIvITY Of ThE SOvEREIgN WEAlTh fUNDS IN ThE lIghT Of ThE SUbpRIME MORTgAgE cRISIS
Sovereign wealth funds (SWFs) have developed as a result of increased commodity prices and the weakness of US dollar exchange rate. Today the role of SWFs as equity investors is increasing.
Ewa Cieślik
doaj +1 more source
Financial structure, cycle, and instability
The subprime loan mortgage crisis has revived scholarly interest in Minsky’s financial instability hypothesis. The related mathematical models present two types of Minskian financial structures.
Kenshiro Ninomiya
doaj +1 more source
News media coverage and the predictability of house prices
Abstract This article introduces new housing‐media‐attention indices for the 50 U.S. states based on the Bloomberg Terminal News Trends (NT) function, which collects articles from various news and social media sources and identifies their content using artificial intelligence tools.
Oguzhan Cepni
wiley +1 more source

