The Termination of Subprime Hybrid and Fixed Rate Mortgages [PDF]
Adjustable-rate and hybrid loans have been a larger component of subprime mortgage lending in the mortgage market than prime lending. The typical adjustable-rate loan in subprime is a hybrid of fixed and adjustable characteristics in which the first 2 ...
Ambrose +16 more
core +2 more sources
Global Financial Meltdown – Systematic Literature Review A Qualitative Research Study
Global Financial Meltdown was a major economic crisis in the recent past. It had devastating effects throughout the world. A clear understanding of the global financial meltdown is very necessary as it raised lots of concerns on the contemporary ...
Salman Sarwat, Syed Shabib ul Hasan
doaj +1 more source
Ameliorating Local Impacts with Architectural Research: Subprime Mortgages & Housing Quality
Shock waves from the current housing crisis that still echo through Wall Street’s largest financial firms, not only have threatened to topple financial markets and drive the country into a depression, but have also undermined the all-time high home ...
Lynne M. Dearborn
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Being Naked - et Quo hinc?: Developing a ‘Skin-in-the-Game’ Solution for Credit Default Swaps
A credit default swap (CDS) is a derivative financial instrument that provides insurance against credit risk. CDSs on subprime Asset Backed Securities (ABSs) paved the way for securitizers to hedge the credit risk of the underlying subprime loans during ...
Shanuka Senarath +4 more
doaj +1 more source
THE SUBPRIME MORTGAGE LOANS AS AN INITIATOR TO ACCELERATE THE EMERGENCE OF CREDIT MORTGAGE CRISIS
The working paper analyzes the "subprime" mortgage loans as instability accelerators in the mortgage market, with regard to transmission of disorders from the real estate market to credit markets and financial sector.
Марко Милошевић, M.Sc.
doaj +4 more sources
Portraying the global financial crisis: Myth, aesthetics, and the city
From 2007 until today an intricate set of events has been unsettling the global financial markets. The naming of these incidents has been multifold, varying between a general rhetoric of economic downturn (‘crash’, ‘crunch’, ‘meltdown’, ‘hangover’) and ...
Miriam Meissner
doaj +1 more source
Minority Lending and the U.S. Subprime Mortgage Foreclosure Crisis
Henock Louis
openalex +2 more sources
Subprime Babies: The Foreclosure Crisis and Initial Health Endowments
The subprime mortgage crisis was a devastating financial shock for many homeowners. This research uses a probabilistic matching strategy to link foreclosure records with birth certificate records from 2006 to 2010 in California to identify birth parents ...
Janelle Downing, Tim Bruckner
doaj +1 more source
Long range dependency and forecasting of housing price index and mortgage market rate: evidence of subprime crisis [PDF]
In this paper, we examine and forecast the House Price Index (HPI) and mortgage market rate in terms of the description of the subprime crisis. We use a semi-parametric local polynomial Whittle estimator proposed by Shimotsu et al. (2005) [Shimotsu, K., &
Nadhem Selmi, Nejib Hachicha
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A Primer on Regulations and the Practice of Residential Property Appraisal
This paper presents a chronology, beginning in the early 1900s, of the regulatory environment faced by residential real estate appraisers in the United States.
Owiti A. K'Akumu, James E. Larsen
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