Results 51 to 60 of about 341 (158)
Local Cash Transfers and Household Debt: Evidence From Johnson County's Direct Assistance Program
Journal of Consumer Affairs, Volume 60, Issue 3, Fall 2026.ABSTRACT Using administrative credit report data, we examine how recipients of an unconditional, unrestricted cash transfer program in Johnson County, Iowa used their one‐time $1400 payment for debt‐related purposes. Unlike previous studies of federal stimulus payments where recipients primarily used the funds to reduce existing debt, we find that DAP ...
David Frisvold +2 more
wiley +1 more source
Second Chances: Subprime Mortgage Modification and Re-Default [PDF]
SSRN Electronic Journal, 2009 We examine how the structure of mortgage modification affects the likelihood that the mortgage redefaults over the next year. We focus on pre‐HAMP (Home Affordable Modification Program) subprime modifications where the borrower was seriously delinquent and the monthly payment was reduced.
Andrew F. Haughwout +2 more
openaire +3 more sources
Testing for Contagion in International Financial Markets: To See More, Go Higher
Financial Review, Volume 61, Issue 3, Page 725-763, August 2026.ABSTRACT Traditional measures of financial contagion rely on correlation shifts, overlooking higher moments such as skewness and kurtosis. We examine contagion during two major financial crises, incorporating lower‐ and higher‐moment measures. We analyze stock market returns from 22 major markets at different frequencies, offering a global perspective ...
Simeon Coleman, Vitor Leone
wiley +1 more source
ASSETS LIABILITIES MODELS - A LITERATURE REVIEW [PDF]
Annals of the University of Oradea: Economic Science, 2017 Financial crisis with its main component, the banking crisis, had a negative influence on the US and European banks, affecting mostly bank assets with its toxic assets subprime mortgages.
Trenca Ioan
doaj
Monetary easing, liquidity, and profitability: Banks at the zero lower bound during COVID‐19
Review of Financial Economics, Volume 44, Issue 3, July 2026.Abstract In March 2020, during the first quarter of the COVID‐19 pandemic, the Federal Reserve System (Fed) in the U.S. took major decisions within the scope of conventional monetary policy by eliminating reserve requirements for banks and bringing the federal funds rate near zero, toward the so‐called zero lower bound (ZLB).
Mohammad Saiful Islam +2 more
wiley +1 more source
The Scandinavian Journal of Economics, Volume 128, Issue 3, Page 603-659, July 2026.Abstract We study how acquisition‐related foreign direct investment during economic crises affects R&D investments and the direction of innovation of target firms, compared with acquisitions made during periods of strong economic growth. Using a panel of Spanish firms, we find that foreign multinationals cherry‐pick the best domestic firms ...
María García‐Vega +2 more
wiley +1 more source
A Primer on Regulations and the Practice of Residential Property Appraisal
Journal of Real Estate Practice and EducationThis paper presents a chronology, beginning in the early 1900s, of the regulatory environment faced by residential real estate appraisers in the United States.
Owiti A. K'Akumu, James E. Larsen
doaj +1 more source
GLOBAL FINANCIAL AND GREECE’S DEBT CRISIS [PDF]
Zbornik Radova Ekonomskog Fakulteta u Istočnom Sarajevu, 2011 This paper analyses the currentfinancial crisis of global proportions and Greece’s debtcrisis, their generation, causes and effects which thesetwo crises have left on both financial and real sector,primarily of USA and Europe.
Vesna Prorok
doaj
Palabra ClaveSocial movements fight to change society’s roots and challenge entrenched cultural frameworks. At the same time, however, they must attend to everyday activism and protests that constitute a clear and pragmatic mobilization goal.
Ezequiel Ramón-Pinat
doaj +1 more source
How Does the NSFR Regulatory Constraint Affect Profitability and Lending? Evidence From EU Banks
European Financial Management, Volume 32, Issue 3, Page 779-790, June 2026.ABSTRACT This paper analyzes the relationship between long‐term liquidity regulatory constraints, profitability, and lending activities in the EU banking sector. In particular, we examine how Net Stable Funding Ratio (NSFR) liquidity requirements impact the profitability and the core banking activities of 187 banks. Our findings reveal that higher NSFR
Paolo Agnese +3 more
wiley +1 more source