Results 161 to 170 of about 2,315,880 (217)

Does financial knowledge affect borrower discouragement among various social categories? Evidence from the United States

open access: yesJournal of Consumer Affairs, EarlyView.
Abstract A deficiency in financial knowledge often precipitates costly financial choices, affecting consumers' behavior and decision‐making. We delve into how financial acumen influences borrower discouragement by utilizing data from the U.S. Federal Reserve's Survey of Household Economics and Decision‐Making (2017–2022). Discouraged borrower describes
Anoosheh Rostamkalaei   +2 more
wiley   +1 more source

The Evolution of Quantitative Equity Investing: Half a Century of Alpha Research and Institutional Adaptation

open access: yesJournal of Economic Surveys, EarlyView.
ABSTRACT This survey interprets the evolution of quantitative equity investing as a history of changing constraints rather than a succession of increasingly complicated forecasting models. Portfolio theory made diversification calculable; characteristic‐based investing converted value, momentum, profitability, and low‐risk effects into scalable ...
Xuan Feng, Julio P. Cardozo, Dehua Xia
wiley   +1 more source

Moral hazard induced unraveling: Theory and evidence from the Affordable Care Act

open access: yesJournal of Risk and Insurance, EarlyView.
Abstract We identify and quantify a new form of welfare loss in insurance markets. We first show theoretically that moral hazard from subsidies for cost‐sharing combined with community rating mimics adverse selection and can unravel insurance markets.
Cameron M. Ellis   +2 more
wiley   +1 more source

Amyloid-Beta Deposition in Basal Frontotemporal Cortex Is Associated with Selective Disruption of Temporal Mnemonic Discrimination. [PDF]

open access: yesJ Neurosci
Vanderlip CR   +9 more
europepmc   +1 more source

The Effect of Airbnb on Housing Prices: Evidence From the 2017 Solar Eclipse

open access: yesJournal of Regional Science, EarlyView.
ABSTRACT This study exploits the 2017 solar eclipse as a natural experiment to estimate the causal impact of Airbnb activity on housing prices. The eclipse created a temporary demand shock that induced a persistent increase in Airbnb supply. Using an IV/2SLS framework, we find that a 1% increase in Airbnb listings raises housing prices by 0.037%–0.043%,
Denvil Duncan, Justin Ross
wiley   +1 more source

Natural Etiolation in Spearmint (Mentha spicata L. var. crispa) Shoots Emerging From Rhizomes-Plastids, Glandular Hairs, and Phytochemical Profile. [PDF]

open access: yesPhysiol Plant
Szögi-Tatár B   +7 more
europepmc   +1 more source

Bank Performance Under Varying Urban and Rural Governance: Evidence From the COVID‐19 Pandemic

open access: yesJournal of Regional Science, EarlyView.
ABSTRACT This paper examines how state capacity influences the effect of economic shocks on local bank performance in urban and rural areas. Our identification strategy exploits COVID‐19's impact on Indonesia's community credit banks, which can only operate in a single region. Using loan loss provisions to represent credit risk and return on assets for
Arisyi F. Raz, Seyit Gokmen
wiley   +1 more source

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