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Simulation Engine for Adaptive Telematics Data

Variance
This article introduces a simulation engine for adaptive telematics (SEAT), which flexibly generates insurance claims datasets from driver telematics information that matches the specific profile of a target market.
Banghee So, Himchan Jeong
semanticscholar   +1 more source

Ai Explainability In Insurance Applications With Telematics Data

International Journal of Advanced Scientific Discoveries
This paper describes a step-by-step process of creating an insurance-based application that predicts insurance premium using Artificial Intelligence (AI) method of machine learning (ML). Artificial Intelligence technologies will have a high impact on all
R. Bhojan   +4 more
semanticscholar   +1 more source

Auto Insurance Pricing Using Telematics Data: Application of a Hidden Markov Model

North American Actuarial Journal
This study develops a hidden Markov model (HMM)-based clustering framework to predict auto insurance losses using driving characteristics extracted from telematics data.
Qiao Jiang, Tianxiang Shi
semanticscholar   +1 more source

Analyzing the Suitability of Vehicle Telematics Data as a Surrogate Safety Measure for Short-Term Crashes

Transportation Research Record
Traffic safety analysis relies heavily on the comprehensiveness of traffic crash data. However, crash occurrences are rare events. Researchers have sought alternative measures closely linked to crash occurrences, known as surrogate safety measures, to ...
Manmohan Joshi   +5 more
semanticscholar   +1 more source

The utility of telematics data for estimating the prevalence of driver handheld cellphone use, 2019-2022.

Journal of Safety Research
INTRODUCTION Driver distraction from handheld cellphone use contributes to fatal crashes every year but is underreported in terms of the proportion of crashes attributed to any distraction or cellphone use specifically.
Ian J. Reagan   +2 more
semanticscholar   +1 more source

Using telematics data to find risky driver behaviour.

Accident Analysis and Prevention, 2019
Usage-based insurance schemes provide new opportunities for insurers to accurately price and manage risk. These schemes have the potential to better identify risky drivers which not only allows insurance companies to better price their products but it ...
M. Winlaw   +3 more
semanticscholar   +1 more source

The use of context-sensitive insurance telematics data in auto insurance rate making

Transportation Research Part A: Policy and Practice, 2018
Historically, auto insurers use various socio-demographic underwriting factors to differentiate driver risks. With the invention of GPS devices, information such as mileage, traffic condition and driving habits can be incorporated into auto insurance ...
Yu-Luen Ma   +3 more
semanticscholar   +1 more source

Use of Vehicle Telematics Data to Characterize Drayage Heavy-Duty Truck Idling

, 2020
The goal of this study is to evaluate potential air-quality applications of global positioning system (GPS) data from trucks in the Houston–Galveston Area Council’s (H-GAC) Drayage Loan Program (DLP), along with data collection using portable activity ...
Reza Farzaneh   +4 more
semanticscholar   +1 more source

Driving risk prevention in usage-based insurance services based on interpretable machine learning and telematics data

Decision Support Systems, 2023
Hong-Jie Li   +4 more
semanticscholar   +1 more source

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