A joint model of cost and churn for the insurance industry
Abstract In insurance markets, claim costs are highly variable, heavy‐tailed, and difficult to predict. At the same time, policyholder retention and lapse behavior (customer churn) are critical determinants of long‐term profitability and solvency. Most existing models in the literature treat claim costs and lapses as independent, overlooking potential ...
Yumo Dong +4 more
wiley +1 more source
Direct and indirect mapping of the 12-item Short Form Survey version 2 (SF-12v2) onto the EQ-5D-5L utility scores in general Thai population. [PDF]
Kangwanrattanakul K.
europepmc +1 more source
Innovation in Family Firms: The Role of Absorptive Capacity and Knowledge Collaboration
ABSTRACT While prior research suggests that family ownership can significantly facilitate sales and innovation, empirical findings often overlook the nuanced differences in innovation inputs between family and non‐family firms. We address this gap by examining the extent to which family firms are able to use absorptive capacity by creating knowledge ...
David Bruce Audretsch +3 more
wiley +1 more source
Technical efficiency analysis of the Basic Health Care Provision Fund for the funded primary health care facilities in Nigeria. [PDF]
Oluwatola T +15 more
europepmc +1 more source
Beyond Collective Agreements: The Rise of the Wage Cushion in Germany
ABSTRACT Representative establishment data reveal that over 60% of German plants covered by collective agreements pay wages above the level stipulated in the agreements, creating a wage cushion between actual and contractual wages. While collective bargaining coverage has fallen over time, the prevalence of wage cushions has increased, particularly in ...
André Rieder, Claus Schnabel
wiley +1 more source
Tobit modeling for dependent-sample t-tests and moderated regression with ceiling or floor data. [PDF]
Wang L, Li R.
europepmc +1 more source
Abstract This essay, designed as a complement to opinions expressed by Rowan Williams and some speakers at the conference in his honour, explores features of early Christianity which suggest a positive evaluation of artificial intelligence. Noting that the fear of reducing humans to machines has been joined in the modern age by the fear that machines ...
Mark J. Edwards
wiley +1 more source
Improving accuracy in genome-wide association studies: a two-step approach for handling below limit of detection biomarker measurements. [PDF]
Deng YA, Karlsson T, Johansson Å.
europepmc +1 more source
ABSTRACT In a systematic narrative review of 33 longitudinal corporate crime studies, we identify and describe corporate criminal career dimensions: participation, frequency, crime mix, and duration. Themes and patterns across data sources are assessed, including information collected that informs a corporate criminal career perspective and what ...
Marieke H. A. Kluin +3 more
wiley +1 more source
Gendered dimensions of sustainable land management: Evidences from farm size and training effects on willingness to pay in Ghana's Volta Region. [PDF]
Fiagborlo JD, Nyatuame M, Ntoko SA.
europepmc +1 more source

