Results 171 to 180 of about 66,132 (252)

Basis risk, social comparison, perceptions of fairness, and demand for insurance: A field experiment in Ethiopia

open access: yesJournal of Risk and Insurance, EarlyView.
Abstract Index insurance lowers agricultural risk but covers only covariate risks. Since farmers do not have complete insurance, they may develop mistrust of insurance when experiencing crop losses and not receiving payouts. Although recent innovations in remote sensing enable the provision of more complete insurance including coverage for ...
Berber Kramer   +2 more
wiley   +1 more source

Welfare implications of fair and accountable insurance pricing

open access: yesJournal of Risk and Insurance, EarlyView.
Abstract This paper introduces an empirical framework to evaluate the welfare implications of fair and accountable insurance pricing by modeling the complete pricing process, including demand and price optimization. Moving beyond traditional cost modeling, we analyze both discrimination‐related fairness criteria and broader regulatory constraints, such
Fei Huang, Hajime Shimao
wiley   +1 more source

County-Level Variation in Substance Use Disorder Service Utilization by Insurance Payers and Self-Pay in the United States. [PDF]

open access: yesJ Clin Psychiatry
Han B   +7 more
europepmc   +1 more source

Selection in car insurance when claims are heterogeneous

open access: yesJournal of Risk and Insurance, EarlyView.
Abstract Econometric studies of insurance markets have analyzed the Positive Correlation Property to test for the presence of asymmetric information. Car‐insurance studies frequently compare policies purchasing Mandatory Third‐Party Liability alone with policies that purchase additional coverage and use the presence of a liability claim as a measure of
Edmund Cannon   +2 more
wiley   +1 more source

Analysing reforms of social security disability pension provision in a multistage overlapping generations model

open access: yesJournal of Risk and Insurance, EarlyView.
Abstract This paper introduces a multi‐stage Overlapping Generations (OLG) model of workers and retirees, segmented by disability status and eligibility for Disability Pension (DP) benefits. Extending Gertler (1999) with progressive disability stages of distinct productivity and transition probabilities, and calibrated to US data, the model generates ...
Hangsuck Lee   +3 more
wiley   +1 more source

The Effects of Outreach Initiatives on Equitable Access to Dermatology Services: Single-Center Retrospective Analysis. [PDF]

open access: yesJMIR Dermatol
Albrecht JM   +11 more
europepmc   +1 more source

When indemnity insurance fails: Parametric coverage under binding budget and risk constraints

open access: yesJournal of Risk and Insurance, EarlyView.
Abstract In high‐risk environments, traditional indemnity insurance is often unaffordable or ineffective, despite its well‐known optimality under expected utility. We compare excess‐of‐loss indemnity insurance with parametric insurance within a common mean‐variance framework, allowing for fixed costs, heterogeneous premium loadings, and binding budget ...
Benjamin Avanzi   +2 more
wiley   +1 more source

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