The Impact of Health Impairment on Optimal Annuitization for Retirees
Risks, 2022 Post retirement, annuities provide a steady stream of income for retirees. However, the annuitization rate is relatively small in the insurance market in many countries around the world.
Nurin Haniah Asmuni +2 more
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Macroeconomic Adverse Selection in Machine Learning Models of Credit Risk †
Engineering Proceedings, 2023 Macroeconomic adverse selection is computed as a time series of forecast residuals via the vintage origination model for an industry dataset of auto loans.
Joseph L. Breeden, Yevgeniya Leonova
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Sharia Compliance and Economic Efficiency in Minangkabau Traditional Sharecropping
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies, 2023 Islamic financing contracts currently marketed in Indonesia use Arabic terminology that might sound strange to many Indonesian Muslims. Even though these financing contracts comply with the sharia components, they may be inefficient in the context of ...
Endrizal Ridwan, Inneke Herti Vania
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The role of collateral against the asymmetric information phenomenon in the Bank lending market and the requisite for effectively play the role in movable collaterals. [PDF]
Faṣlnāmah-i Pizhūhish-i Huqūq-i Khuṣūṣī, 2019 Information inequality of the parties to the contract is known as an asymmetric information phenomenon. This causes two other phenomena called adverse selection and moral hazard that are seen in the banking loans market more effectively.
Hamid Kabiri shahabad +1 more
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The Determinants of Commitment Escalation (Experimental Study: Covid-19 Pandemic as A Contextual)
Jurnal Akuntansi, 2022 Managers play an important role in making the right decisions so that the company can survive and face unexpected situations such as the Covid-19 pandemic. This pandemic has left many business sectors struggling to survive hence managers need to make the
Dyna Rachmawati, Patricia Felin Budianto
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Optimal securities under adverse selection and moral hazard [PDF]
, 2009 We consider project financing under adverse selection and moral hazard and derive several interesting results. First, we provide an explanation of why good firms issue both debt and underpriced equity (even if the bankruptcy and agency costs of debt are ...
Koufopoulos, Kostas
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THE ROLE OF INFORMATION ASYMETRY IN THE OUTBURST AND THE DEEPENING OF THE CONTEMPORARY ECONOMIC CRISIS [PDF]
Challenges of the Knowledge Society, 2011 An analysis of the outburst and deepening of the contemporary economic crisis that takes into account the information asymmetry is highly opportune. This point of view is strongly supported by the latter years’ developments regarding this theory, which ...
ANDRADA BUSUIOC, RISTIAN RADU BIRAU
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High-risk individuals in voluntary health insurance markets: the elephant in the room?
Health Economics, Policy and LawThe standard analytical framework of insurance markets by Einav and Finkelstein (EF) focuses on the problem of welfare loss for low-risk individuals.
Florian Buchner, Frederik T. Schut
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Enhancing crop insurance analysis with agricultural zoning data [PDF]
Revista de Economia e Sociologia RuralThis article proposes a framework for integrating agricultural zoning data into insurance risk analysis. It is based on combining official public information from the Brazilian zoning program, ZARC, with open insurance data provided by the Brazilian ...
Gilson Martins, Guilherme Signorini
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Eunomia, 2021 The coronavirus pandemic has created incentives for corruption, fraud, and self-dealing that can be explained by the underlying political-economic incentives at work. Three characteristics of the COVID-19 crisis are especially important.
Susan Rose-Ackerman
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