Step into action: how reminders shape engagement in fitness apps
Abstract Regular exercise offers well‐documented health benefits, and mobile applications are increasingly used to promote physical activity. In this study, we conduct a large‐scale randomized controlled trial with 20,187 users of the WeWard app in France to evaluate the effectiveness of different message framings and intervention durations on app ...
Beatrice Braut +2 more
wiley +1 more source
Letter from the Secretary of the Interior, transmitting a draught of a bill providing for the manner of paying annuities to Indian tribes under treaty stipulations. [PDF]
43-1Indian AffairsLetter on Manner of Paying Annuities. [1606] Seminole annuities to be paid to tribal authorities rather than per capita; treaty of 7 Aug.
House of Representatives Executive Document No. 56, 43d Congress, 1st Session (1874)
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How Does Progressivity Affect the Tax Cut Multiplier?
ABSTRACT How does the targeting of personal income tax cuts affect the output multiplier? This paper provides quantitative evidence using a heterogeneous‐agent New‐Keynesian model calibrated to match US distributions of income, wealth, marginal tax rates, and marginal propensities to consume.
Christian Gillitzer
wiley +1 more source
Learning in the Limit: Income Inference from Credit Extensions
ABSTRACT Combining a randomized controlled trial with administrative and survey data, this paper shows that credit limit extensions significantly increase total spending and income expectations. By controlling for changes in personal income expectations, the spending response to credit limit extensions weakens by approximately 30%.
XIAO YIN
wiley +1 more source
Optimum Taxation of Life Annuities [PDF]
The market for private life annuities is characterised by adverse selection, that is, contracts offer lower than fair payoffs to individuals with low life expectancy. Moreover, life expectancy and income have been found to be positively correlated.
Johann K. Brunner, Susanne Pech
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ABSTRACT Mandated annuitization is often proposed to eliminate the inefficiency caused by the positive correlation between risk type and purchase level in insurance markets. We revisit this solution in a mandatory annuity program with partial waiver, which is empirically relevant.
Sau‐Him Paul Lau +2 more
wiley +1 more source
Valuation of Inflation-Linked Annuities in a Lévy Market
We study the problem of pricing an inflation adjusted annuity in a forward rates market with jumps. Since the market will be incomplete, we use the minimal fq-martingale measure Qq which we use for computing discounted expectations.
Sure Mataramvura
doaj +1 more source
Adoption of projected mortality table for the Slovenian market using the Poisson log-bilinear model to test the minimum standard for valuing life annuities [PDF]
With the introduction of Solvency II a consistent market approach to the valuation of insurance assets and liabilities is required. For the best estimate of life annuity provisions one should estimate the longevity risk of the insured population in ...
Darko Medved +3 more
doaj
International Adverse Selection in Life Insurance and Annuities [PDF]
This paper evaluates the extent of adverse selection in life insurance and annuities in international markets, for both group and individual products.
David McCarthy, Olivia S. Mitchell
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Gender and Extended Actuarial Functions in Pension Insurance [PDF]
This paper brings analysis of the impact of a ban on the use of gender in insurance, with special stress on pension annuity, according to the requirements of the European Court of Justice. The paper brings a state-of-theart overview of known and extended
Jana Špirková, Mária Spišiaková
doaj

