Results 111 to 120 of about 76,988 (229)
Exploring Multivariate Copula Models and Fuzzy Interest Rates in Assessing Family Annuity Products
JTAM (Jurnal Teori dan Aplikasi Matematika)This research explores the development of a reversionary annuity product transformed into a family annuity covering three individuals: husband, wife, and children.
Kurnia Novita Sari +4 more
doaj +1 more source
The framing of options for retirement: Experimental tests for policy. ESRI WP604, December 2018 [PDF]
, 2018 We hypothesise and confirm a substantial framing effect in relation to whether people opt for an annuity on retirement. Two laboratory experiments were conducted in collaboration with a national pensions regulator.
Lunn, Peter D. +2 more
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Hybrid retirement strategy in South Africa
South African Journal of Economic and Management SciencesBackground: Many retirees in South Africa face the challenge of either outliving their retirement savings or living below their means. Studies suggest a ‘safe’ withdrawal rate of between 4% and 5%, which is below the average fund size-weighted drawdown ...
Andries J. van Niekerk +2 more
doaj +1 more source
Nilai Akumulasi Anuitas Berjangka dengan Asumsi Constant Force pada Status Hidup Gabungan [PDF]
, 2014 This article discusses the accumulated value of the immediate annuity by assuming constant force for m-times payment per year of two persons who are x and y years old in joining term life insurance with joint life status.
Desrinaldo, D. (Desrinaldo) +2 more
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Retirement Annuity Design in an Inflationary Climate [PDF]
This paper examines the tilt and risk-return characteristics of real retirement incomes provided by variable annuities tied to bills, long-term bonds, stocks and a mixed portfolio which combines all three.
James E. Pesando, Zvi Bodie
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Life is Cheap: Using Mortality Bonds to Hedge Aggregate Mortality Risk [PDF]
Using the widely-cited Lee-Carter mortality model, we quantify aggregate mortality risk as the risk that the average annuitant lives longer than is predicted by the model, and we conclude that annuity business exposes insurance companies to substantial ...
Anthony Webb, Leora Friedberg
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Accounting for non-annuitization [PDF]
Why don't people buy annuities? Several explanations have been provided by the previous literature: large fraction of preannuitized wealth in retirees' portfolios; adverse selection; bequest motives; and medical expense uncertainty.
Svetlana Pashchenko
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What matters in the annuitization decision? [PDF]
Swiss J Econ Stat, 2022 Abou Daya MH, Bernard C.
europepmc +1 more source
Evaluation оf Loan – Models оf Variable Principal Repaid
Acta Economica, 2007 In this paper is presented the account of evaluation of loan for case when the loan is amortized of variable principal repaid. It is presented two cases: a) the account of evaluation of loan after the t-th payment of annuity and b) the account of ...
Миливој Крчмар, PhD
doaj
The Australian annuity market [PDF]
In Australia, a means-tested old-age public pension is paid from general tax revenues. A full pension (equivalent to roughly a quarter of the average wage) is currently paid to more than half the aged population, and a reduced pension is paid to another ...
Knox, David
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