Results 1 to 10 of about 1,699 (113)

What matters in the annuitization decision? [PDF]

open access: yesSwiss Journal of Economics and Statistics, 2022
We perform a simultaneous test for several rational and behavioral factors known to affect the uptake of life annuities in a sample of Americans. We also investigate whether analysts’ short-term stock market expectations affect the decision to annuitize ...
Mohamad Hassan Abou Daya, Carole Bernard
doaj   +2 more sources

Special-Rate Life Annuities: Analysis of Portfolio Risk Profiles

open access: yesRisks, 2022
Special-rate life annuities are life annuity products whose single premium is based on a mortality assumption driven (at least to some extent) by the health status of the applicant.
Ermanno Pitacco
exaly   +3 more sources

When Do Annuity-Based Payments Help to Address the Affordability Challenge of Funding Advanced Therapies? Insights from a Budget Impact Simulation [PDF]

open access: yesJournal of Market Access & Health Policy
Spreading payments over time by means of annuities has been proposed as a means to address the affordability challenge of funding very expensive advanced therapies, especially within managed entry agreements. This study aims to examine when annuities (in
Walter Van Dyck   +5 more
doaj   +2 more sources

Indulgence, Self-Control, and Annuity Preferences: Annuity Choices by Members of the Slovak-Funded Private Pension Pillar

open access: yesSocial Sciences, 2023
This paper employs data from an original survey to analyse the annuity preferences of members of the Slovak-funded private pension pillar. The focus is on the impact of socioeconomic variables as well as various behavioural attitudes upon annuitisation ...
Vladimír Baláž
doaj   +1 more source

Household Economics, Information Sources and Annuity Choices: Annuitisation Preferences of Members of the Slovak Private Pension Pillar

open access: yesEconomies, 2023
This research uses representative survey data to elicit the annuitisation preferences of members of the Slovak-funded private pension pillar. The research explores the impact of socioeconomic and sociodemographic variables, as well as some exogenous ...
Vladimír Baláž
doaj   +1 more source

An Introduction to Annuities

open access: yesEDIS, 2014
An annuity contract is purchased from a life insurance company. The individual gives the insurance company a lump-sum payment or a series of payments. In return, the company will provide a stream of payments to the individual.
Michael S. Gutter, Lisa Leslie
doaj   +5 more sources

Impact Of Annuity on The Economic Development of Nigeria

open access: yesRevista Activos, 2023
An annuity is a way of transferring longevity risk from an individual to an insurance company, which can pool risk among many individuals and achieve greater diversification of risk than can be accomplished by any individual.
Alli Noah Gbenga, Afolabi Mutiu Adeniyi
doaj   +1 more source

Renty z tytułu szkód na osobie – tendencje i wyzwania w ubezpieczeniach odpowiedzialności cywilnej

open access: yesProblemy Zarządzania, 2014
An analysis of the trends on the developed markets in the area of liability insurance leads to the conclusion that the main factors causing an increase in the value of benefits paid include: lost income and long-term care costs.
Ilona Kwiecień, Anna Jędrzychowska
doaj   +1 more source

Optimal behavior strategy in the GMIB product [PDF]

open access: yesInsurance Markets and Companies, 2018
Guaranteed Minimum Income benefit are variable annuities contract, which offer the policyholder the possibility to con- vert the guarantee level into an annuities income for life.
Aymeric Kalife   +3 more
doaj   +1 more source

Spouses’ Dependence across Generations and Pricing Impact on Reversionary Annuities

open access: yesRisks, 2016
This paper studies the dependence between coupled lives, i.e., the spouses’ dependence, across different generations, and its effects on prices of reversionary annuities in the presence of longevity risk.
Elisa Luciano, Jaap Spreeuw, Elena Vigna
doaj   +1 more source

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