Results 1 to 10 of about 54,807 (241)
What matters in the annuitization decision? [PDF]
Swiss Journal of Economics and Statistics, 2022 We perform a simultaneous test for several rational and behavioral factors known to affect the uptake of life annuities in a sample of Americans. We also investigate whether analysts’ short-term stock market expectations affect the decision to annuitize ...
Mohamad Hassan Abou Daya, Carole Bernard
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Special-Rate Life Annuities: Analysis of Portfolio Risk Profiles
Risks, 2022 Special-rate life annuities are life annuity products whose single premium is based on a mortality assumption driven (at least to some extent) by the health status of the applicant.
Ermanno Pitacco, Daniela Y. Tabakova
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Social Sciences, 2023 This paper employs data from an original survey to analyse the annuity preferences of members of the Slovak-funded private pension pillar. The focus is on the impact of socioeconomic variables as well as various behavioural attitudes upon annuitisation ...
Vladimír Baláž
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Economies, 2023 This research uses representative survey data to elicit the annuitisation preferences of members of the Slovak-funded private pension pillar. The research explores the impact of socioeconomic and sociodemographic variables, as well as some exogenous ...
Vladimír Baláž
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EDIS, 2014 An annuity contract is purchased from a life insurance company. The individual gives the insurance company a lump-sum payment or a series of payments. In return, the company will provide a stream of payments to the individual.
Michael S. Gutter, Lisa Leslie
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Journal of Public Economic Theory, 2010 AbstractIndividuals can insure themselves perfectly against uncertainty about the length of life by purchasing deferred annuities early in life. In the absence of other uninsurable uncertainties (e.g., income), there will be no residual purchases or sales of annuities later in life, thereby avoiding any adverse‐selection.
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Impact Of Annuity on The Economic Development of Nigeria
Revista Activos, 2023 An annuity is a way of transferring longevity risk from an individual to an insurance company, which can pool risk among many individuals and achieve greater diversification of risk than can be accomplished by any individual.
Alli Noah Gbenga, Afolabi Mutiu Adeniyi
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The implication of the hyperbolic discount model for annuitisation decisions [PDF]
, 2019 The low demand for immediate annuities at retirement has been a long-standing puzzle. We show that a hyperbolic discount model can explain this behaviour and results in the attractiveness of long-term deferred annuities.
Chen, A., Haberman, S., Thomas, S.
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Optimal behavior strategy in the GMIB product [PDF]
Insurance Markets and Companies, 2018 Guaranteed Minimum Income benefit are variable annuities contract, which offer the policyholder the possibility to con- vert the guarantee level into an annuities income for life.
Aymeric Kalife +3 more
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Renty z tytułu szkód na osobie – tendencje i wyzwania w ubezpieczeniach odpowiedzialności cywilnej
Problemy Zarządzania, 2014 An analysis of the trends on the developed markets in the area of liability insurance leads to the conclusion that the main factors causing an increase in the value of benefits paid include: lost income and long-term care costs.
Ilona Kwiecień, Anna Jędrzychowska
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