Results 1 to 10 of about 1,699 (113)
What matters in the annuitization decision? [PDF]
We perform a simultaneous test for several rational and behavioral factors known to affect the uptake of life annuities in a sample of Americans. We also investigate whether analysts’ short-term stock market expectations affect the decision to annuitize ...
Mohamad Hassan Abou Daya, Carole Bernard
doaj +2 more sources
Special-Rate Life Annuities: Analysis of Portfolio Risk Profiles
Special-rate life annuities are life annuity products whose single premium is based on a mortality assumption driven (at least to some extent) by the health status of the applicant.
Ermanno Pitacco
exaly +3 more sources
When Do Annuity-Based Payments Help to Address the Affordability Challenge of Funding Advanced Therapies? Insights from a Budget Impact Simulation [PDF]
Spreading payments over time by means of annuities has been proposed as a means to address the affordability challenge of funding very expensive advanced therapies, especially within managed entry agreements. This study aims to examine when annuities (in
Walter Van Dyck +5 more
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This paper employs data from an original survey to analyse the annuity preferences of members of the Slovak-funded private pension pillar. The focus is on the impact of socioeconomic variables as well as various behavioural attitudes upon annuitisation ...
Vladimír Baláž
doaj +1 more source
This research uses representative survey data to elicit the annuitisation preferences of members of the Slovak-funded private pension pillar. The research explores the impact of socioeconomic and sociodemographic variables, as well as some exogenous ...
Vladimír Baláž
doaj +1 more source
An annuity contract is purchased from a life insurance company. The individual gives the insurance company a lump-sum payment or a series of payments. In return, the company will provide a stream of payments to the individual.
Michael S. Gutter, Lisa Leslie
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Impact Of Annuity on The Economic Development of Nigeria
An annuity is a way of transferring longevity risk from an individual to an insurance company, which can pool risk among many individuals and achieve greater diversification of risk than can be accomplished by any individual.
Alli Noah Gbenga, Afolabi Mutiu Adeniyi
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Renty z tytułu szkód na osobie – tendencje i wyzwania w ubezpieczeniach odpowiedzialności cywilnej
An analysis of the trends on the developed markets in the area of liability insurance leads to the conclusion that the main factors causing an increase in the value of benefits paid include: lost income and long-term care costs.
Ilona Kwiecień, Anna Jędrzychowska
doaj +1 more source
Optimal behavior strategy in the GMIB product [PDF]
Guaranteed Minimum Income benefit are variable annuities contract, which offer the policyholder the possibility to con- vert the guarantee level into an annuities income for life.
Aymeric Kalife +3 more
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Spouses’ Dependence across Generations and Pricing Impact on Reversionary Annuities
This paper studies the dependence between coupled lives, i.e., the spouses’ dependence, across different generations, and its effects on prices of reversionary annuities in the presence of longevity risk.
Elisa Luciano, Jaap Spreeuw, Elena Vigna
doaj +1 more source

