Results 11 to 20 of about 6,159 (234)
What matters in the annuitization decision? [PDF]
Swiss Journal of Economics and Statistics, 2022 We perform a simultaneous test for several rational and behavioral factors known to affect the uptake of life annuities in a sample of Americans. We also investigate whether analysts’ short-term stock market expectations affect the decision to annuitize ...
Mohamad Hassan Abou Daya, Carole Bernard
doaj +2 more sources
Special-Rate Life Annuities: Analysis of Portfolio Risk Profiles
Risks, 2022 Special-rate life annuities are life annuity products whose single premium is based on a mortality assumption driven (at least to some extent) by the health status of the applicant.
Ermanno Pitacco, Pitacco Ermanno
exaly +3 more sources
When Do Annuity-Based Payments Help to Address the Affordability Challenge of Funding Advanced Therapies? Insights from a Budget Impact Simulation [PDF]
Journal of Market Access & Health PolicySpreading payments over time by means of annuities has been proposed as a means to address the affordability challenge of funding very expensive advanced therapies, especially within managed entry agreements. This study aims to examine when annuities (in
Walter Van Dyck +5 more
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Journal of Public Economic Theory, 2010 AbstractThis paper studies the role of alternative pension systems that offer collective annuities. The defining characteristic of collective annuities is that they do not depend on an individual's survival probabilities. We show that such a system may be welfare improving (with a utilitarian social welfare function) even when private annuity markets ...
Cremer, Helmuth +2 more
openaire +4 more sources
Annuities for an Ageing World [PDF]
, 2002 Substantial research attention has been devoted to the pension accumulation process, whereby employees and those advising them work to accumulate funds for retirement. Until recently, less analysis has been devoted to the pension decumulation process -- the process by which retirees finance their consumption during retirement.
Mitchell, Olivia S., McCarthy, David
core +6 more sources
Optimum taxation of life annuities [PDF]
Social Choice and Welfare, 2006 zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Johann K. Brunner, Susanne Pech
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Social Sciences, 2023 This paper employs data from an original survey to analyse the annuity preferences of members of the Slovak-funded private pension pillar. The focus is on the impact of socioeconomic variables as well as various behavioural attitudes upon annuitisation ...
Vladimír Baláž
doaj +1 more source
Economies, 2023 This research uses representative survey data to elicit the annuitisation preferences of members of the Slovak-funded private pension pillar. The research explores the impact of socioeconomic and sociodemographic variables, as well as some exogenous ...
Vladimír Baláž
doaj +1 more source
Longevity Annuity: An Annuity for Everyone? [PDF]
SSRN Electronic Journal, 2007 As of 2005, individuals had an estimated $7.4 trillion invested in IRAs and employer-sponsored retirement accounts. Given these investments, many retirees will face the difficult problem of turning a pool of assets into a stream of retirement income. Purchasing an immediate annuity is a common recommendation for retirees looking to maximize retirement ...
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EDIS, 2014 An annuity contract is purchased from a life insurance company. The individual gives the insurance company a lump-sum payment or a series of payments. In return, the company will provide a stream of payments to the individual.
Michael S. Gutter, Lisa Leslie
doaj +5 more sources