Results 21 to 30 of about 3,734 (152)
Bonds – General Concepts and Assessment
CECCAR Business Review, 2023 The capital market was developed in order to facilitate the meeting between the capital suppliers (short or long-term investors) and those who need capital in order to fund various investment projects (companies, local or regional public institutions ...
Elena Valentina ȚILICĂ, Radu CIOBANU
doaj +1 more source
Journal of Public Economic Theory, 2010 Why should there be such a change in emphasis? A cynical answer would be that so much has been written on the relative merits of PAYGO and fully funded pensions, on the issue of privatizations, on the need of fostering activity rates of elderly workers, and so on, that pension economists are forced to seek new and unplowed fields.
Cremer, Helmuth, Pestieau, Pierre
openaire +4 more sources
Modelling home equity conversion loans with life insurance models [PDF]
Ekonomski Anali, 2013 Home equity represents a reserve that can be used for providing additional money for its owners during their retirement. Life insurance models can be successfully applied to model home equity conversion loans.
Baškot Bojan
doaj +1 more source
Disruption of Life Insurance Profitability in the Aftermath of the COVID-19 Pandemic
Risks, 2022 Life insurance profitability depends on reliable mortality risk projections and pricing. While the COVID-19 pandemic has caused disruptions around the world, this is a temporary mortality shock likely to dissipate.
Maria Carannante +4 more
doaj +1 more source
Special-Rate Life Annuities: Analysis of Portfolio Risk Profiles
Risks, 2022 Special-rate life annuities are life annuity products whose single premium is based on a mortality assumption driven (at least to some extent) by the health status of the applicant.
Ermanno Pitacco, Daniela Y. Tabakova
doaj +1 more source
A COMMENT ON VARIABLE ANNUITIES [PDF]
The Journal of Finance, 1957 VARIABLE ANNUITIES are the subject of considerable discussion by individuals who identify themselves with life insurance companies and security dealers. The paper by Mr. Albert Linton published in the May, 1956, issue of the Journal of Finance is a case in point. This comment does not attempt to marshall arguments for or against variable annuities, but
Robert M. Soldofsky, Walter W. McMahon
openaire +1 more source
Evidence on Annuity Choices in Chile
Estudios de Administración, 2012 This study analyzes the empirical determinants of the annuity choice using data on retirees from the Chilean labor market. We find that sales agents, knowledge about the pension system, and greater education will be associated with an increase in the ...
José Luis Ruiz
doaj +1 more source
The taxation of annuity funds [PDF]
Journal of the Institute of Actuaries, 1950 With these words Sir George Maddex, in his Presidential Address, directed our attention to the present system of taxation of annuity funds. M. E. Ogborn, on 27 October 1947, touched on the subject of uneven incidence of tax upon differing funds, and some uneasiness about the consequences was manifest in the discussion on that paper.‘Income tax is ...
openaire +1 more source
Journal of Public Economic Theory, 2017 AbstractIn this paper, we consider illiquid life annuity contracts and show that they may be preferred to those illustrated by Yaari. In an overlapping generations economy, liquid life annuities are demanded only if the equilibrium is dynamically inefficient.
d'Albis, Hippolyte, Etner, Johanna
openaire +4 more sources
Guaranteed Annuity Options [PDF]
ASTIN Bulletin, 2003 Under a guaranteed annuity option, an insurer guarantees to convert a policyholder's accumulated funds to a life annuity at a fixed rate when the policy matures. If the annuity rates provided under the guarantee are more beneficial to the policyholder than the prevailing rates in the market the insurer has to make up the difference. Such guarantees are
Boyle, Phelim, Hardy, Mary
openaire +2 more sources