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Estimation of claim numbers in automobile insurance
Annales Universitatis Scientiarum Budapestinensis de Rolando Eötvös Nominatae. Sectio computatorica, 2014 The use of bonus-malus systems in compulsory liability automobile insurance is a worldwide applied method for premium pricing. If certain assumptions hold, like the conditional Poisson distribution of the policyholders claim number, then an interesting task is to evaluate the so called claims frequency of the individuals. Here we introduce 3 techniques,
Arató, Miklós, Martinek, László
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International Journal of Mathematics and Mathematical SciencesLoss data may often exhibit features such as multimodality and skewness that render single distributions incapable of capturing all these features. Insurance data often comprise of extremely large losses, of which single distributions may inadequately ...
Williams Kumi +3 more
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Race, Redlining, and Automobile Insurance Prices
The Journal of Business, 1998 Following G. Becker's (1993) suggestion that tests for discrimination should attempt to infer whether profits differ for products sold to minorities and nonminorities, this article tests the hypothesis that racial discrimination affects market prices of auto insurance in Missouri.
Harrington, Scott E, Niehaus, Greg
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The Effectiveness of Insurance Fraud Statutues: Evidence from Automobile Insurance [PDF]
Insurance fraud, which adds an estimated $85 billion per year to the total insurance bill in the U.S., is an extremely serious problem for consumers, regulators, and insurance companies.
Lars S. Powell +2 more
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Optimal Market Share in Automobile Insurance Auction Markets
MathematicsThe automobile insurance industry plays a pivotal role in the financial system, fostering economic stability through effective risk management and consumer confidence.
Manuel Rodriguez +4 more
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Does Opportunistic Fraud in Automobile theft Insurance Fluctuate with the Business Cycle ? [PDF]
We analyze the empirical relationship between opportunistic fraud and business cycle. We find that residual opportunistic fraud exists both in the contract with replacement cost endorsement and the contract with no-deductible endorsement in the Taiwan ...
Georges Dionne, Kili C. Wang
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MANAGEMENT GUIDELINES FOR SCRUM AGILE SOFTWARE DEVELOPMENT PROCESS [PDF]
Issues in Information Systems, 2011 While online automobile insurance business is growing rapidly, systematic and focused studies lack behind significantly. This empirical study assesses the relationship among web-service quality, trust, and purchase intention. The results suggest that web-
Juyun Cho, Richard Huff, David Olsen
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The Incentive Effects of No Fault Automobile Insurance [PDF]
This paper presents a theoretical and empirical analysis of the effects of no fault automobile insurance on accident rates. As a mechanism for compensating the victims of automobile accidents, no fault has several important advantages over the tort ...
J. David Cummins +2 more
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[Automobile insurance invoice, Farmers Texas County Mutual Insurance Company]
, 1978 Automobile insurance invoice for John J. Herrera from Farmers Texas County Mutual Insurance Company.
State Farm Mutual Automobile Insurance Company
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An empirical study for ranking insurance firms using a hybrid of data envelopment analysis and neural network [PDF]
Management Science Letters, 2012 One of the primary concerns with data envelopment analysis arises when the number of inputs and outputs increases. In such a case, required computations will become time consuming and there is a concern on developing some hybrid methods to increase the ...
Ahmad Makui, M. Emrani Noushabadi
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