Results 21 to 30 of about 643,417 (205)

A New Relationship between People and Cars Created by KINTO, TOYOTA:

open access: yesMaketingu Janaru, 2023
KINTO Corporation, established in 2019, offers Toyota and Lexus vehicles through a subscription service. The cumulative number of applicants reached 55,000 by December 2022, with young people in their 20 s and 30 s accounting for about 40% of all the ...
Kei Kuriki, Ichiro Sasaki, Mari Yoshida
doaj   +1 more source

Exposure as Duration and Distance in Telematics Motor Insurance Using Generalized Additive Models

open access: yesRisks, 2017
In Pay-As-You-Drive (PAYD) automobile insurance, the premium is fixed based on the distance traveled, while in usage-based insurance (UBI) the driving patterns of the policyholder are also considered. In those schemes, drivers who drive more pay a higher
Jean-Philippe Boucher   +2 more
doaj   +1 more source

Modeling Insurance Claims Distribution through Combining Generalized Hyperbolic Skew-t Distribution with Extreme Value Theory [PDF]

open access: yesتحقیقات مالی, 2016
This paper examines whether combining Generalized Hyperbolic Skew-t distribution, recently introduced in the field of insurance, and Extreme Value Theory (EVT) could result in a modeling of loss function that could model central value as well as extreme ...
Saeed Bajalan   +2 more
doaj   +1 more source

A Bagged Ensemble Convolutional Neural Networks Approach to Recognize Insurance Claim Frauds

open access: yesApplied System Innovation, 2023
Fighting fraudulent insurance claims is a vital task for insurance companies as it costs them billions of dollars each year. Fraudulent insurance claims happen in all areas of insurance, with auto insurance claims being the most widely reported and ...
Youness Abakarim   +2 more
doaj   +1 more source

A Priori Ratemaking Selection Using Multivariate Regression Models Allowing Different Coverages in Auto Insurance

open access: yesRisks, 2021
A comprehensive auto insurance policy usually provides the broadest protection for the most common events for which the policyholder would file a claim.
Emilio Gómez-Déniz   +1 more
doaj   +1 more source

On automobile insurance ratemaking [PDF]

open access: yesASTIN Bulletin, 1968
Suppose that an automobile insurance plan is characterized by a double classification. The risks are thus divided into classes, i = 1, 2, …, p (e.g. defined by use of car and age of operator), and groups j = 1, 2, …, q (e.g. defined by licence and by accidents during the last three years).
openaire   +1 more source

Telematics and Gender Discrimination: Some Usage-Based Evidence on Whether Men’s Risk of Accidents Differs from Women’s

open access: yesRisks, 2016
Pay-as-you-drive (PAYD), or usage-based automobile insurance (UBI), is a policy agreement tied to vehicle usage. In this paper we analyze the effect of the distance traveled on the risk of accidents among young drivers with a PAYD policy.
Mercedes Ayuso   +2 more
doaj   +1 more source

Tariff Analysis in Automobile Insurance: Is It Time to Switch from Generalized Linear Models to Generalized Additive Models?

open access: yesMathematics, 2023
Generalized Linear Models (GLMs) are the standard tool used for pricing in the field of automobile insurance. Generalized Additive Models (GAMs) are more complex and computationally intensive but allow taking into account nonlinear effects without the ...
Zuleyka Díaz Martínez   +2 more
doaj   +1 more source

Interaction algorithms between automobile service centers and the insurance companies during car repair

open access: yesВестник СибАДИ
Introduction. In the field of auto insurance, there is a significant problem such as the long downtime of cars undergoing repairs because of the delays while approving the volume and cost of repairs between the automobile service centers and the ...
S. A. Buraga, I. E. Agureev
doaj   +1 more source

Evidence for Adverse Selection in the Automobile Insurance Market [PDF]

open access: yes, 2011
This paper proposes a new method to directly test the existence of adverse selection in the automobile insurance market. By tracing the renewal decisions of the insured, we find that, in Taiwan automobile insurance market, the choice of insurance ...
Huang, Rachel J.; Tzeng, Larry Y.; Wang, Kili C.   +1 more
core   +1 more source

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