Hospital characteristics related to the hospital length of stay among inpatients receiving invasive cervical discectomy due to road traffic accidents under automobile insurance in South Korea [PDF]
BMC Health Services Research, 2017 Background In South Korea, people injured in road traffic accidents receive compensation for medical costs through their automobile insurance. However, the automobile insurance system appears to manage health care inefficiently.
Kyoung Won Shin +4 more
doaj +2 more sources
Predictive performance of count regression models versus machine learning techniques: A comparative analysis using an automobile insurance claims frequency dataset. [PDF]
PLoS ONEAccurate forecasting of claim frequency in automobile insurance is essential for insurers to assess risks effectively and establish appropriate pricing policies.
Gadir Alomair
doaj +2 more sources
Exposure as Duration and Distance in Telematics Motor Insurance Using Generalized Additive Models [PDF]
Risks, 2017 In Pay-As-You-Drive (PAYD) automobile insurance, the premium is fixed based on the distance traveled, while in usage-based insurance (UBI) the driving patterns of the policyholder are also considered. In those schemes, drivers who drive more pay a higher
Jean-Philippe Boucher +2 more
doaj +4 more sources
Clinical and kinematic responses to neck injuries in low-speed reverse motor vehicle collision tests: a human volunteer study [PDF]
BMC Musculoskeletal DisordersBackground Whiplash-associated disorders (WAD) are commonly attributed to rapid cervical acceleration–deceleration during motor vehicle collisions; however, the clinical significance of low-speed reverse collisions remains uncertain.
Hee Young Lee +10 more
doaj +2 more sources
The Incentive Effects of No-Fault Automobile Insurance [PDF]
SSRN Electronic Journal, 1999 This paper presents a theoretical and empirical analysis of the effects of no fault automobile insurance on fatal accident rates. As a mechanism for compensating the victims of automobile accidents, no fault has several important advantages over the tort system. However, by restricting access to tort, no fault may weaken incentives for careful driving,
Cummins, J. David +2 more
openaire +3 more sources
A multimodal approach for assessing the risk of cervical spine injury in low-speed rear-end collisions: kinematic and clinical responses [PDF]
Frontiers in Bioengineering and BiotechnologyPurposeWhile advancements in vehicle safety have reduced injury severity in low-speed collisions, concerns about excessive treatment costs and the social implications of minor collisions persist. Cervical spine injuries, in particular, remain challenging
Hee Young Lee +7 more
doaj +2 more sources
An expert system for detecting automobile insurance fraud using social network analysis
Expert Systems With Applications, 2011 The article proposes an expert system for detection, and subsequent investigation, of groups of collaborating automobile insurance fraudsters. The system is described and examined in great detail, several technical difficulties in detecting fraud are ...
Lovro Šubelj
exaly +3 more sources
Automobile insurance fraud detection using data mining: A systematic literature review
Intelligent Systems with ApplicationsInsurance is a pivotal element in modern society, but insurers face a persistent challenge from fraudulent behaviour performed by policyholders. This behaviour could be detrimental to both insurance companies and their honest customers, but the intricate
Gilian Schrijver +2 more
doaj +3 more sources
POISSON REGRESSION MODELLING OF AUTOMOBILE INSURANCE USING R
Barekeng, 2022 Automobile insurance benefits are protecting the vehicle and minimizing customer losses. Insurance companies must provide funds to pay customer claims if a claim occurs. Insurance claims can be modelled by Poisson regression.
Sandy Vantika +2 more
doaj +1 more source
Claim Amount Forecasting and Pricing of Automobile Insurance Based on the BP Neural Network
Complexity, 2021 The BP neural network model is a hot issue in recent academic research, and it has been successfully applied to many other fields, but few researchers apply the BP neural network model to the field of automobile insurance.
Wenguang Yu +8 more
doaj +1 more source