Race, Redlining, and Automobile Insurance Prices
Following G. Becker's (1993) suggestion that tests for discrimination should attempt to infer whether profits differ for products sold to minorities and nonminorities, this article tests the hypothesis that racial discrimination affects market prices of auto insurance in Missouri.
Harrington, Scott E, Niehaus, Greg
openaire +2 more sources
The Effect of Automobile Insurance and Accident Liability Laws in Traffic Fatalities [PDF]
This paper investigates the incentive effects of automobile insurance, compulsory insurance laws, and no-fault liability laws on driver behavior and traffic fatalities. We analyze a panel of 50 U.S.
Alma Cohen, Rajeev Dehejia
core
The Compound DGL/Erlang Distribution in the Collective Risk Model || La distribución compuesta DGL/Erlang en el modelo de riesgo colectivo [PDF]
In this paper the analysis of the collective risk model assuming Erlang loss, when the claim frequency follows the discrete generalized Lindley distribution, is considered.
Gómez Déniz, Emilio +1 more
doaj
Trust plays a central role in the effectiveness of work groups and teams. This is the case for both face-to-face and virtual teams. Yet little is known about the development of trust in virtual teams.
Michael D. Coovert +2 more
doaj +1 more source
Merging automobile regulatory bodies: The case of Atlantic Canada [PDF]
The recent automobile liability insurance crisis in Atlantic Canada has prompted the four provincial legislations (Newfoundland and Labrador, New Brunswick, Nova Scotia and Prince Edward Island) to setup a task force to redesign, if necessary, the ...
Boyer, M. Martin, Schiller, Jörg
core
Фактори впливу на розвиток вітчизняного ринку страхування автотранспорту [PDF]
У статті розглянуто чинники впливу на сучасний стан страхування засобів автомобільного транспорту. Наведені стимулюючі та дестимулюючі фактори впливу на розвиток автотранспортного страхування.
Толстенко, О. Ю.
core
Does Opportunistic Fraud in Automobile theft Insurance Fluctuate with the Business Cycle ? [PDF]
We analyze the empirical relationship between opportunistic fraud and business cycle. We find that residual opportunistic fraud exists both in the contract with replacement cost endorsement and the contract with no-deductible endorsement in the Taiwan ...
Georges Dionne, Kili C. Wang
core
An expert system for detecting automobile insurance fraud using social network analysis
The article proposes an expert system for detection, and subsequent investigation, of groups of collaborating automobile insurance fraudsters. The system is described and examined in great detail, several technical difficulties in detecting fraud are ...
Bajec, Marko +2 more
core +1 more source
The regulation and structure of nonlife insurance in the United States [PDF]
The insurance industry is underdeveloped in most developing countries because of low levels of income and wealth and because restrictive regulations inhibit the supply of insurance services.
Barth, Michael M., Grace, Martin F.
core
Special insurance systems for motor vehicle liability [PDF]
Automobile insurance is a compulsory purchase for most drivers in Europe and the United States. Obviously, this obligation raises concerns about affordability and availability. To mitigate such problems, in most legal systems special facilities have been
De Mot, Jef, Faure, Michael
core +3 more sources

