Assessing the impact of macroeconomic uncertainties on bank stability: Insights from ASEAN-8 countries [PDF]
This research examines the effect of economic uncertainties on bank stability in ASEAN-8 countries. We use estimations with fixed effects for a panel dataset of bank stability, bank characteristics, banking system characteristics, and macroeconomic ...
Giang Thi Huong Vuong +3 more
doaj +2 more sources
Determinants of bank stability in Ethiopia: A two-step system GMM estimation
Studies on the determinants of bank stability conclude that bank-specific and external factors affect bank financial stability. However, most of these studies are conducted in developed countries, where Banks, on average, are richer and have more ...
Mekonnen Kumlachew Yitayaw +4 more
doaj +3 more sources
Bank Competition and Financial Stability [PDF]
Under the traditional “competition-fragility” view, more bank competition erodes market power, decreases profit margins, and results in reduced franchise value that encourages bank risk taking. Under the alternative “competition-stability” view, more market power in the loan market may result in higher bank risk as the higher interest rates charged to ...
Berger, Allen N. +2 more
openaire +4 more sources
The impact of bank size and funding risk on bank stability
Does bank size significantly explain the variations in bank stability? Does bank funding risk significantly impact bank stability? This paper addresses these two questions with data from the rural banking industry in Ghana.
Michael Adusei
doaj +2 more sources
Branch Banking, Bank Competition, and Financial Stability [PDF]
It is often argued that branching stabilizes banking systems by facilitating diversification of bank portfolios; however, previous empirical research on the Great Depression offers mixed support for this view. Analyses using state-level data find that states allowing branch banking had lower failure rates, while those examining individual banks find ...
Mark A. Carlson, Kris James Mitchener
openaire +3 more sources
What drove the rise in bank lending rates in Lithuania during the low-rate era?
While Euro area interest rates were responding to accommodative monetary policy and decreasing throughout 2015-2019, in stark contrast, Lithuania's bank lending rates increased.
Jaunius Karmelavičius +2 more
doaj +1 more source
Do non-performing loans matter for bank lending and the business cycle in euro area countries?
We estimate the impact of changes in non-performing loan (NPL) ratios on aggregate banking sector variables and the macroeconomy by estimating a panel Bayesian VAR model for twelve euro area countries.
Ivan Huljak +3 more
doaj +1 more source
Exploring BIS credit-to-GDP gap critiques: the Swiss case
A growing body of literature has highlighted two important caveats to the credit-to-GDP gap as advocated by the Bank for International Settlements (BIS). The first relates to the approach used to normalise credit (i.e. dividing nominal credit by GDP). In
Terhi Jokipii +2 more
doaj +1 more source
Exploring the impact of the COVID-19 pandemic on the perceptions and sentiments of tourism employees: evidence from a small island tourism economy in the Caribbean [PDF]
Purpose – Building on tourism crisis studies and behavioral economics, this study describes a national survey conducted among 439 Aruban tourism and nontourism employees.
Ryan R. Peterson, Robin B. DiPietro
doaj +1 more source
Informality and bank stability [PDF]
While financial development (FD) has been widely studied in the literature as a determinant of informal sector size, there has been no focus on the role of financial stability. We find that the stability of the banking sector has a significant and robust negative effect on informality across countries.
Liu-Evans, Gareth, Mitra, Shalini
openaire +3 more sources

