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THE IMPACT OF EUROPEAN INTEGRATION ON THE ROMANIAN BANKING SYSTEM [PDF]
This paper describes the evolution registered by the Romanian banking system over the last years in the context of accession to the European Union. The analysis presents the progress registered by our banking system, the main characteristics of Romanian ...
Dragan (Santamarian) Oana Raluca
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The ongoing Euro crisis and the worse economic development in Europe than in the USA are grounded, not the least in the delayed implementation of reforms of the banking sector. Whereas the leaks in economic governance of EMU have been fixed the banking sector is still not stabilised, even five years after Lehman Brothers.
Breuss, Fritz
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BANKING UNION - ROMANIAN PERSPECTIVE [PDF]
The financial crisis showed that banks were not able to face the loss, because there is no framework for a resolution, so that it intervened with money from taxpayers.
Coroiu Sorina Ioana
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Consumer's characteristics and attitudes towards organic food products in times of Covid-19 pandemic [PDF]
The pandemic caused by the Covid-19 virus significantly affected the consumers' behavior. The subject of the paper is to analyze the consumer characteristics, the consumer attitudes towards organic food products, as well as the changes in the consumer ...
Vapa Tankosić Jelena +2 more
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BANKING SUPERVISION IN EUROPEAN UNION [PDF]
The need for prudential supervision imposed to banks by law arises from the action that banking market’s basic factors have. Therefore, it is about banks’ role in economy.
Lavinia Mihaela GUȚU, Vasile ILIE
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Banks' Risk-Taking within a Banking Union [PDF]
Abstract We study the relationship between banks’ size and risk-taking in the context of supranational banking supervision. Consistently with theoretical work on banking unions and in contrast to analyses emphasising incentives underpinned by the too-big-to-fail effect, we find an inverse relationship between banks’ size and non-performing loan ...
Matteo Farnè, Angelos Vouldis
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Applying Artificial Intelligence in the Digital Transformation of Banking Sector
This paper presents the process of digital transformation of banking sector aiming to emphasize the impact of applying artificial intelligence in order to enable chatbot customer service, robo advice, predictive analytics, cybersecurity, as well as ...
Sonja D. Radenković +2 more
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Stillborn Banking Union: Explaining Ineffective European Union Bank Resolution Rules† [PDF]
AbstractOur contribution demonstrates and explains the ineffectiveness of European Union (EU) bank resolution rules, a core element of Banking Union. This inadequacy owes in large part to the limited access to and insufficient availability of EU resolution funds and inadequate national deposit guarantee schemes in most EU member states, in conjunction ...
Ioannis Asimakopoulos, David Howarth
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Impact of the COVID-19 Crisis on the Demand for Digital Goods and Services in Serbia
The main goal of the paper is to examine whether the COVID-19 crisis has changed the “usual” pattern of consumer behavior. The analysis was conducted on the basis of samples of 6354 and 6108 Serbian households for 2019 and 2021.
Hasan Hanic +2 more
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Impact of internal remittance on households' use of bank services: evidence from Vietnam [PDF]
Purpose – This study estimates impact of remittances from internal migration on households' use of bank services in Vietnam. Design/methodology/approach – This study uses data from the Vietnam Household Living Standards Survey and the two-stage least ...
Thu Thi Hoai Nguyen +3 more
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