Bank geographic deregulation, new credit accounts, and consumer credit
Abstract The bank deregulation literature documents positive effects of intrastate branching—allowing expansion of bank‐branch network within a state—on real economic outcomes such as income growth, income insurance, income inequality, and homeownership.
Chintal Ajitbhai Desai
wiley +1 more source
Exploring the ethical, legal, and social implications of cybernetic avatars. [PDF]
Shineha R.
europepmc +1 more source
Economic policy uncertainty and international corporate leasing
Abstract We examine the effect of economic policy uncertainty (EPU) on the corporate lease decision using an international sample of 19 countries. The use of operating leases increases when EPU is heightened. The documented leasing increase is more pronounced for financially constrained firms, firms facing greater operating volatility, or those that ...
Goutham Abotula +2 more
wiley +1 more source
High-Cost Healthcare Technology Versus Employment Generation: Equity, Evidence, and Influence in Developing Health Systems. [PDF]
Karim HMR.
europepmc +1 more source
Principles and Policy Recommendations for Comprehensive Genetic Data Governance. [PDF]
Ramanan V +4 more
europepmc +1 more source
Unequal and Unstable: Income Inequality and Bank Risk
Abstract We present a model in which income inequality interacts with banks' risk‐taking incentives, generating financial instability. Competition and deposit insurance cause some banks to lend to lower‐income borrowers at underpriced rates, creating “risky banks” that fail in downturns, while others lend to higher‐income borrowers and avoid default ...
YULIYAN MITKOV, ULRICH SCHÜWER
wiley +1 more source
Advancing financial resilience: A systematic review of default prediction models and future directions in credit risk management. [PDF]
Alvi J, Arif I, Nizam K.
europepmc +1 more source
Competition Enforcement and Accounting for Intangible Capital
ABSTRACT Antitrust laws mandate review of mergers and acquisitions (M&As) that exceed an asset size threshold based on accounting standards that exclude most intangible capital. We show that this exclusion leads to thousands of intangible‐intensive M&As being nonreportable. Acquirers in nonreportable deals achieve higher equity values and price markups,
JOHN D. KEPLER +2 more
wiley +1 more source
Simple modification of the upper confidence bound algorithm by generalized weighted averages. [PDF]
Manome N, Shinohara S, Chung UI.
europepmc +1 more source

