Character and creditworthiness: Unveiling the role of job titles in peer‐to‐peer lending
Abstract Using data from the Prosper lending platform, we examine the influence of job‐based trust on credit market dynamics. We find that the generalized trust implied by borrowers' job titles, as a reflection of individuals' ethical and integrity standards in professionals, positively affects listing and loan performance.
Zagdbazar Davaadorj +2 more
wiley +1 more source
Data-driven optimization of preschoolers' hemodynamic response in a VR setup: advancing analytic methods for children's fNIRS naturalistic data with the AICopt method. [PDF]
Contini L, Re R, Pinti P, Bulgarelli C.
europepmc +1 more source
Abstract We evaluate whether deposit insurance (DI) promotes liquidity by influencing depositor behavior. We use the postal savings (PS) system and state‐adopted DI schemes during the 1920s to examine the effect of bank suspensions on PS deposit growth in pairs of border cities (DI versus non‐DI).
Lee K. Davison, Carlos D. Ramirez
wiley +1 more source
Current Trends in Gluten-Free Biscuit Formulation Using Rice Flour Enriched with Chestnut Flour and Fruit Powders. [PDF]
Stoin D +8 more
europepmc +1 more source
Erythrocyte ‘Feierzeit’ reaction: Novel filamentous and vesicular response to n‐butyl acetate
Abstract Human erythrocytes (red blood cells; RBCs) undergo spontaneous disassembly after several hours of exposure to n‐butyl acetate (nBA). Images of the morphological changes were captured in time‐lapse sequences using differential interference contrast (DIC) light microscopy.
Philip W. Kuchel
wiley +1 more source
Preparation and Digestive Properties of Biscuits Enriched with Extrusion-Modified Dietary Fiber: Effects on Slow Transit Constipation. [PDF]
Wang Z +6 more
europepmc +1 more source
ABSTRACT Aim To identify and map evidence on factors that influence nurses' engagement in clinical research. Design A scoping review was conducted in accordance with the JBI methodology. Methods First, titles and abstracts of articles, then full‐text articles, were screened by two independent researchers against inclusion and exclusion criteria.
Lyndsay Jerusha Mackay +9 more
wiley +1 more source
Production and quality evaluation of biscuit made from African yam beans, sweet potato composite flour enriched with African star apple. [PDF]
Okogeri O, Gibson-Umeh GI, Uwandu AC.
europepmc +1 more source
Abstract This study investigates how small and medium‐sized enterprises (SMEs) respond to deglobalization and economic nationalism, using historical evidence from fascist Italy, a period of autarky and restricted international trade. While prior research has focused primarily on larger firms, especially multinational enterprises (MNEs), the strategic ...
Valeria Giacomin, Francesco Romagnoli
wiley +1 more source
Tailoring the Properties and Oxidative Stability of <i>Idesia polycarpa</i> Crude Oil-Based HIPEs via Xanthan Gum and Ovalbumin: Implementation in Biscuit Processing. [PDF]
Huang X, Shi Y, Chen Y, Kan J, Luo K.
europepmc +1 more source

