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An alternative approach to bonus malus

Discussiones Mathematicae Probability and Statistics, 2023
Under the assumptions of an open portfolio, i.e., considering that a policyholder can transfer his policy to another insurance company and the continuous arrival of new policyholders into a portfolio which can be placed into any of the bonus classes and not only in the "starting class", we developed a model (Stochastic Vortices Model) to estimate the ...
Gracinda Rita Guerreiro   +1 more
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Bonus-Malus scales using exponential loss functions

Blätter der DGVFM, 2001
Summary: This paper focuses on techniques for constructing Bonus-Malus systems in third party liability automobile insurance. Specifically, the article presents a practical method for constructing optimal Bonus-Malus scales with reasonable penalties that can be commercially implemented.
Denuit, M., Dhaene, J.L.M.
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Efektivita systémů bonus-malus

2021
This thesis deals with bonus-malus systems during motor third party liability insu- rance. Bonus-malus system is used to adjust apriori set tariff premium according to the individual claims. This fruther adjustment of premium rate serves to make claim costs even more fair distributed among policyholders in one tariff class.
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Přechodové chování systémů bonus-malus

2022
This thesis deals with bonus-malus systems in car insurance. First of all, the basic no- tation is introduced and the principles are described on the basis of which these systems can be modeled using homogeneous Markov chains. The development of bonus-malus systems is usually evaluated using various characte- ristics such as relativity or elasticity ...
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Un système bonus-malus optimal

1995
Mémoire numérisé par la Direction des bibliothèques de l'Université de Montréal.
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Bonus/Malus im erweiterten Marktzinsmodell

1998
Der junge Hilfsassistent Felix Findig, der erst seit wenigen Tagen am Lehrstuhl fur Bankmanagement und Controlling beschaftigt ist, bekommt die Aufgabe, im Keller des Wirtschaftswissenschaftlichen Zentrums fur Ordnung zu sorgen. Wahrend der Aufraumarbeiten stost er auf einen alten Ordner, der mit „Fallstudien zum Ertragsorientierten Bankmanagement, 1 ...
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Modelování systémů bonus - malus

2013
Title: Modelling Bonus - Malus Systems Author: Marika Stroukalová Department: Department of Probability and Mathematical Statistics Supervisor: RNDr. Lucie Mazurová, Ph.D., KPMS MFF UK Abstract: In this thesis we deal with bonus-malus tariff systems commonly used to adjust the a priori set premiums according to the individual claims during mo- tor ...
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Otomobil sigortalarında Bonus-Malus sistemi

2020
BONUS-MALUS SYSTEM IN AUTOMOBILE INSURANCE Aylin Esin ABSTRACT In this thesis, a special kind of automobile insurance called the Bonus-Malus System (BMS) is analyzed. In the first chapter, previous work on the topic are presented and a brief introduction to the topic is made.
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Le bonus-malus écologique 2017

2017
Le dispositif du bonus/malus écologique a été réformé pour 2017. Les taux du malus ont été fortement augmentés pour permettre l’extension du bonus aux véhicules électriques de catégorie L (véhicules à 2 ou 3 roues et quadricycles à moteur) et celle de la prime à la conversion aux camionnettes.
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Annuisierung des Bonus/Malus im Marktzinsmodell

1992
Ausgangspunkt des Beitrags ist die Frage, ob der Bonus/Malus des erweiterten Marktzinsmodells als Differenz zweier Barwerte (d.h. als Differenz zwischen dem Opportunitatszins lt. Grundmodell und den Opportunitatskosten lt. LP-Ansatz) zu ermitteln ist oder als Differenz der beiden Margen.
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