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Le bonus-malus écologique 2017
, 2017 Le dispositif du bonus/malus écologique a été réformé pour 2017. Les taux du malus ont été fortement augmentés pour permettre l’extension du bonus aux véhicules électriques de catégorie L (véhicules à 2 ou 3 roues et quadricycles à moteur) et celle de la prime à la conversion aux camionnettes.
Moliner-Dubost, Marianne
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Μοντελοποίηση συστημάτων Bonus-Malus
, 2019 Ο αναλογιστής είναι ένας ειδικός επιστήμονας ο οποίος χρησιμοποιεί κυρίως τις θεωρίες των Πιθανοτήτων και της Στατιστικής, καθώς και την οικονομική θεωρία προκειμένου να διερευνήσει, να μελετήσει και να ποσοτικοποιήσει τις οικονομικές εκπτώσεις αβέβαιων μελλοντικών γεγονότων.
Χαραλάμπους, Άννα
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A bonus—malus system in automobile insurance
Insurance: Mathematics and Economics, 1988Abstract The Storebrand Insurance Company has introduced a new bonus—malus system for automobile insurance (passenger cars) into the Norwegian market. The new system differs from traditional bonus—malus systems mainly due to the fact that bonus reduction after a claim is expressed by a fixed monetary amount.
exaly +2 more sources
A ‘bonus/malus’ system with ‘conditioned’ bonus
Insurance: Mathematics and Economics, 1990Abstract A modification to classic ‘bonus/malus’ system is proposed. Moving to a lower class is allowed only if a particular condition, related to claim frequency of every single class, is verified. The aim is to maintain financial balance and to maximize the efficiency of premium levels, according to the Buhlmann model results.
exaly +2 more sources
An alternative approach to bonus malus
Discussiones Mathematicae Probability and Statistics, 2023Under the assumptions of an open portfolio, i.e., considering that a policyholder can transfer his policy to another insurance company and the continuous arrival of new policyholders into a portfolio which can be placed into any of the bonus classes and not only in the "starting class", we developed a model (Stochastic Vortices Model) to estimate the ...
Gracinda Rita Guerreiro +1 more
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A bonus-malus approach to project management
Central European Journal of Operations Research, 2010This paper concentrates on the management of delayed projects charged with penalty costs and of expedited projects rewarded with bonuses, based on an activity graph description of the projects. We propose a two-stage heuristic procedure to assist project managers to determine “fair” shares of penalties or compensations for agents involved when ...
BRANZEI R +3 more
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A Comparison of Several Bonus Malus Systems [PDF]
Procedia Economics and Finance, 2015 The paper deals with the automobile third party liability insurance and several bonus malus system are compared in it on the basis of Loimaranta efficiency. Very important task for actuary is creating rating system that will fairly distributed the burden
Kafkova, Silvie
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STATISTICAL APPROACH FOR OPEN BONUS MALUS
ASTIN Bulletin, 2013AbstractIn this paper, following an open portfolio approach, we show how to estimate a Bonus-malus system evolution.Considering a model for the number of new annual policies, we obtain ML estimators, asymptotic distributions and confidence regions for the expected number of new policies entering the portfolio in each year, as well as for the expected ...
Guerreiro, Gracinda Rita +2 more
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kma - Klinik Management aktuell, 2009
Gute Kliniken erhalten einen Bonus, nicht so gute einen Abschlag auf die Vergütung, und unterm Strich kostet es das System nicht mehr als bisher: Eine Projektgruppe unter Federführung der Barmer und verschiedener Kliniken hat ein pragmatisches Verfahren entwickelt, das den Erfolg bei der Rehabilitation von Schlaganfallpatienten messbar und eine ...
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Gute Kliniken erhalten einen Bonus, nicht so gute einen Abschlag auf die Vergütung, und unterm Strich kostet es das System nicht mehr als bisher: Eine Projektgruppe unter Federführung der Barmer und verschiedener Kliniken hat ein pragmatisches Verfahren entwickelt, das den Erfolg bei der Rehabilitation von Schlaganfallpatienten messbar und eine ...
openaire +1 more source
Optimization of Bonus-Malus Systems
2022Bonus-Malus System (BMS) is a risk managing method mostly used in liability insurances. The most general application of the BMS is in the Motor third-party liability insurance. In a BMS, there are finitely many classes, each having a different premium. At the start of the contract, each policyholder is assigned to the "initial class".
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