Results 11 to 20 of about 354 (179)
Double-counting problem of the bonus–malus system [PDF]
Insurance: Mathematics and Economics, 2020 The bonus-malus system (BMS) is a widely used premium adjustment mechanism based on policyholder's claim history. Most auto insurance BMSs assume that policyholders in the same bonus-malus (BM) level share the same a posteriori risk adjustment. This system reflects the policyholder's claim history in a relatively simple manner.
Rosy Oh +3 more
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ON THE AGGREGATION OF EXPERTS' INFORMATION IN BONUS–MALUS SYSTEMS [PDF]
ASTIN Bulletin, 2017 AbstractIn this paper, we propose a new family of premium calculation principles based on the use of prior information from different sources. Under this framework and based on the use of Ordered Weighted Averaging operators, we provide alternative collective and Bayes premiums and describe some approaches to efficiently compute them.
Blanco, Víctor +1 more
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PROSPECTS FOR THE DEVELOPMENT OF MOTOR THIRD PARTY LIABILITY INSURANCE ON THE BULGARIAN INSURANCE MARKET [PDF]
Trakia Journal of Sciences, 2019 The aim of the report is to examine the current and important for the society issues concerning one of the most widespread insurance products - Motor Third Party Liability Insurance. The report examines the use of Motor Third Party Liability insurance on
T. Andreeva
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Bonus–malus systems with different claim types and varying deductibles
Modern Stochastics: Theory and Applications, 2017 The paper deals with bonus–malus systems with different claim types and varying deductibles. The premium relativities are softened for the policyholders who are in the malus zone and these policyholders are subject to per claim deductibles depending on ...
Olena Ragulina
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Fuzzy Markovian Bonus-Malus Systems in Non-Life Insurance
Mathematics, 2021 Markov chains (MCs) are widely used to model a great deal of financial and actuarial problems. Likewise, they are also used in many other fields ranging from economics, management, agricultural sciences, engineering or informatics to medicine. This paper
Pablo J. Villacorta +2 more
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Legitimacy of Group-Specific Support for College Access – Results of an Experimental Vignette Study
Swiss Journal of Sociology, 2022 In an experimental vignette study, the respondents were asked to decide whether college applicants should be credited with a bonus or malus on the admission grade, for example due to their migration background, social origin, or effort.
Hillmert Steffen +4 more
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Multiple Bonus–Malus Scale Models for Insureds of Different Sizes
Risks, 2022 How to consider the a priori risks in experience-rating models has been questioned in the actuarial community for a long time. Classic past-claim-rating models, such as the Buhlmann–Straub credibility model, normalize the past experience of each insured ...
Jean-Philippe Boucher
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Road, tram and aircraft traffic noise annoyance related to the number of noise events and the equivalent sound level [PDF]
Archives of Acoustics, 2022 Noise mapping is based on long-term noise indicators, such as L N or L DEN. On the other hand, transportation intensity changes during a day (road traffic peak hours) or a year (more flights during holidays) and this variability is not reflected in ...
Jan Felcyn, Patrycja Ptak
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تطبيق نظام (Bonus-Malus System (BMS في تسعير التأمين التكميلي على السيارات: دراسة تطبيقية على شركات التأمين المصرية [PDF]
المجلة العلمية للدراسات والبحوث المالية والتجارية, 2023 يهدف هذا البحث للوصول إلى تقييم تسعير التأمين التكميلي على السيارات من خلال التطبيق على بيانات إحدى شركات تأمينات الممتلكات والمسئولية العاملة بالسوق المصري باستخدام نظام تحفيز – عقوبة (Bonus-Malus system ( BMS , وذلك من أجل الحصول على قسط التأمين على
محمد محمود هاشم درويش
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Claim Modeling and Insurance Premium Pricing Under A Bonus–Malus System in Motor Insurance
International Journal of Applied Mathematics and Computer Science, 2023 Accurately modeling claims data and determining appropriate insurance premiums are vital responsibilities for non-life insurance firms. This article presents novel models for claims that offer improved precision in fitting claim data, both in terms of ...
Ieosanurak Weenakorn +2 more
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