Results 21 to 30 of about 52,210 (202)
Road, tram and aircraft traffic noise annoyance related to the number of noise events and the equivalent sound level [PDF]
Archives of Acoustics, 2022 Noise mapping is based on long-term noise indicators, such as L N or L DEN. On the other hand, transportation intensity changes during a day (road traffic peak hours) or a year (more flights during holidays) and this variability is not reflected in ...
Jan Felcyn, Patrycja Ptak
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تطبيق نظام (Bonus-Malus System (BMS في تسعير التأمين التكميلي على السيارات: دراسة تطبيقية على شركات التأمين المصرية [PDF]
المجلة العلمية للدراسات والبحوث المالية والتجارية, 2023 يهدف هذا البحث للوصول إلى تقييم تسعير التأمين التكميلي على السيارات من خلال التطبيق على بيانات إحدى شركات تأمينات الممتلكات والمسئولية العاملة بالسوق المصري باستخدام نظام تحفيز – عقوبة (Bonus-Malus system ( BMS , وذلك من أجل الحصول على قسط التأمين على
محمد محمود هاشم درويش
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Claim Modeling and Insurance Premium Pricing Under A Bonus–Malus System in Motor Insurance
International Journal of Applied Mathematics and Computer Science, 2023 Accurately modeling claims data and determining appropriate insurance premiums are vital responsibilities for non-life insurance firms. This article presents novel models for claims that offer improved precision in fitting claim data, both in terms of ...
Ieosanurak Weenakorn +2 more
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THE ADEQUACY OF THE RISK ASSESSMENT WHEN APPLYING BONUS-MALUS SYSTEM
Вісник Київського національного університету імені Тараса Шевченка. Серія Економіка, 2014 The adequacy of risk assessment within the application of the bonus – malus factor for compulsory insurance of civil liability of vehicle owners is investigated.
O. Masharo
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Sistem Bonus Malus sebagai Model Rantai Markov
Kreano: Jurnal Matematika Kreatif-Inovatif, 2010 Sistem bonus-malus (BMS) yang dibangun mempunyai tujuan untuk membuat premi yang dibayarkan oleh tertanggung sedekat mungkin dengan harapan terjadinya klaim setiap tahunnya.
- Supandi
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Acta Universitatis Lodziensis. Folia Oeconomica, 2018 One of the elements used in the process of tariff calculation of premiums in motor liability insurance is a bonus‑malus system. This systems takes into account the “claims ratio” by means of increases and discounts of the base premium called net premium ...
Anna Edyta Szymańska
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Allowance for the Age of Claims in Bonus-Malus Systems [PDF]
ASTIN Bulletin, 2001 AbstractThe purpose of the paper is to use the age of claims in the prediction of risks. A dynamic random effects model on longitudinal count data is presented, and estimated on the portfolio of a major Spanish insurance company. The estimated autocorrelation coefficients of stationary random effects are decreasing. A consequence is that the predictive
Pinquet, Jean +2 more
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Pricing automobile insurance using mixed Poisson distributions [PDF]
Industrija, 2018 Automobile insurance, particularly motor third liability insurance covers dominant share in the portfolio of non-life insurance in almost all countries of the world.
Simeunović Ivana +2 more
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Discrete-Time Risk Models with Claim Correlated Premiums in a Markovian Environment
Risks, 2021 In this paper we consider a discrete-time risk model, which allows the premium to be adjusted according to claims experience. This model is inspired by the well-known bonus-malus system in the non-life insurance industry.
Dhiti Osatakul, Xueyuan Wu
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The Development of an Optimal Bonus-Malus System in a Competitive Market [PDF]
ASTIN Bulletin, 2002 AbstractBMS in force show a progressive reduction of the observed average premium, which causes a financial imbalance in the system (see Lemaire (1995)). As a onsequence, frequent premium adjustments become necessary and result in discrepancy between the reduction defined in the policy contract and the ffective discount applied to the driver.
BAIONE F +2 more
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