Results 21 to 30 of about 4,600 (197)
A new paradigm of governance for a carbon-pricing system [PDF]
Throughout its life, the United Nations has played a pioneering role in the world of ideas. COP21 – also known as Paris 2015 – shows the path for the United Nations to establish a new governance that will enforce the compliance of a new planetary carbon ...
Berezin, A. +2 more
core +1 more source
THE ADEQUACY OF THE RISK ASSESSMENT WHEN APPLYING BONUS-MALUS SYSTEM
The adequacy of risk assessment within the application of the bonus – malus factor for compulsory insurance of civil liability of vehicle owners is investigated.
O. Masharo
doaj +1 more source
Sistem Bonus Malus sebagai Model Rantai Markov
Sistem bonus-malus (BMS) yang dibangun mempunyai tujuan untuk membuat premi yang dibayarkan oleh tertanggung sedekat mungkin dengan harapan terjadinya klaim setiap tahunnya.
- Supandi
doaj +1 more source
Bonus-Malus Systems with Two Component Mixture Models Arising from Different Parametric Families [PDF]
Two component mixture distributions defined so that the component distributions do not necessarily arise from the same parametric family are employed for the construction of Optimal Bonus-malus Systems (BMS) with frequency and severity components.
Frangos, N, Tzougas, G, Vrontos, S
core +1 more source
Discrete-Time Risk Models with Claim Correlated Premiums in a Markovian Environment
In this paper we consider a discrete-time risk model, which allows the premium to be adjusted according to claims experience. This model is inspired by the well-known bonus-malus system in the non-life insurance industry.
Dhiti Osatakul, Xueyuan Wu
doaj +1 more source
One of the elements used in the process of tariff calculation of premiums in motor liability insurance is a bonus‑malus system. This systems takes into account the “claims ratio” by means of increases and discounts of the base premium called net premium ...
Anna Edyta Szymańska
doaj +1 more source
Double-counting problem of the bonus–malus system [PDF]
The bonus-malus system (BMS) is a widely used premium adjustment mechanism based on policyholder's claim history. Most auto insurance BMSs assume that policyholders in the same bonus-malus (BM) level share the same a posteriori risk adjustment. This system reflects the policyholder's claim history in a relatively simple manner.
Rosy Oh +3 more
openaire +3 more sources
Pricing automobile insurance using mixed Poisson distributions [PDF]
Automobile insurance, particularly motor third liability insurance covers dominant share in the portfolio of non-life insurance in almost all countries of the world.
Simeunović Ivana +2 more
doaj
Multivariate Credibility in Bonus-Malus Systems Distinguishing between Different Types of Claims
In the classical bonus-malus system the premium assigned to each policyholder is based only on the number of claims made without having into account the claims size. Thus, a policyholder who has declared a claim that results in a relatively small loss is
Emilio Gómez-Déniz +1 more
doaj +1 more source
This article presents the Poisson-Inverse Gamma regression model with varying dispersion for approximating heavy-tailed and overdispersed claim counts. Our main contribution is that we develop an Expectation-Maximization (EM) type algorithm for maximum ...
George Tzougas
doaj +1 more source

