Actuariële bedenkingen bij een eenvormig opgelegd bonus-malus stelsel. [PDF]
Verscheidene actoren van het verzekeringswezen dringen sterk aan om het verplicht eenvormig bonus-malus stelsel in de verzekering B.A.-auto te behouden.
Dhaene, Jan +4 more
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Optimal claim behaviour for third-party liability insurances with perfect information [PDF]
In this paper we analyse the optimal claim behaviour of a policy holder having a third-party liability insurance in which one is allowed to decide at the end of an insurance year which damages occurred during that year should be claimed.
Dellaert, N.P. +2 more
core +1 more source
Separating Moral Hazard from Adverse Selection in Automobile Insurance: Longitudinal Evidence from France [PDF]
This paper uses longitudinal data to perform tests of asymmetric information in the French automobile insurance market for the 1995-1997 period. This market is characterized by the presence of a regulated experience-rating scheme (bonus-malus).
Georges Dionne +2 more
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The unification bonus (malus) in postwall Eastern Germany [PDF]
This paper presents estimates of the unification bonus for East Germans over the period 1991 to 1998. The unification bonus is defined as the discounted value of the difference between a person?s actual income and his or her counterfactual real income ...
Beblo, Miriam +2 more
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BAYESIAN ANALYSIS OF THE COMPOUND COLLECTIVE MODEL: THE NET PREMIUM PRINCIPLE WITH EXPONENTIAL POISSON AND GAMMA–GAMMA DISTRIBUTIONS [PDF]
This article develops a Bayesian analysis of the Compound Collective Model utilizing the Net Premium Principle, considering single-period models. With respect to likelihoods, we used a Poisson distribution for the number of claims and an Exponential ...
A.Hernández-Bastida +2 more
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Scénarios de régulation décentralisée des prélèvements agricoles en eau souterraine : une évaluation participative dans le bassin du Clain [PDF]
, 2014 [Departement_IRSTEA]Eaux [TR1_IRSTEA]GEUSILa loi sur l’eau de 2006 prévoit l’établissement d’Organismes Uniques de Gestion Collective (OUGC) chargés de répartir la ressource en eau entre irrigants.
Figureau, A.G. +2 more
core +1 more source
A highly efficient broadband multi-functional metaplate. [PDF]
Nanoscale Adv, 2023 Satti AJ +6 more
europepmc +1 more source
Is the Market Classification of Risk Always Efficient? - Evidence from German Third Party Motor Insurance [PDF]
The efficiency of market-determined risk classification in automobile insurance is a lasting matter of controversy. It can be traced back to the 1950s (Muir, 1957) and received broad economic attention in the 1980s when spiralling car insurance premiums ...
Reimund Schwarze, Thomas Wein
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On the link between credibility and frequency premium [PDF]
Ce papier remet en question l'hypothèse d'équidistribution des effets aléatoires dans un modèle de risque fréquence. Deux modèles sont présentés, qui utilisent des liens paramétriques et non paramétriques entre la variance de l'effet aléatoire et le ...
Catalina Bolancé +2 more
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Contract Dynamics : Lessons from Empirical Analyses [PDF]
The recognition that contracts have a time dimension has given rise to a very abundant literature since the end of the 1980s. In such a dynamic context, the contract may take place over several periods and develop repeated interactions.
Magali Chaudey
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