Results 71 to 80 of about 4,721 (215)

Contract design and insurance fraud: An experimental investigation [PDF]

This paper investigates the impact of insurance contract design on the behavior of filing fraudulent claims in an experimental setup. We test how fraud behavior varies for insurance contracts with full coverage, a straight deductible or variable premiums
Lammers, Frauke, Schiller, Jörg
core  

Smart Tech is all Around us – Bridging Employee Vulnerability with Organizational Active Trust‐Building

Journal of Management Studies, Volume 62, Issue 5, Page 1914-1944, July 2025.
Abstract Public and academic opinion remains divided regarding the benefits and pitfalls of datafication technology in organizations, particularly regarding their impact on employees. Taking a dual‐process perspective on trust, we propose that datafication technology can create small, erratic surprises in the workplace that highlight employee ...
Antoinette Weibel, Simon Schafheitle, Lisa van der Werff   +2 more
wiley   +1 more source

Collusion Between Retailers and Customers: The Case of Insurance Fraud in Taiwan

Risks
This study analyzes how the insurance distribution channel can affect insurance fraud. It uses econometric models that confirm the existence of claim manipulation as a form of insurance fraud, whereby policyholders circumvent the bonus–malus system and ...
Pierre Picard, Jennifer Wang, Kili C. Wang   +2 more
doaj   +1 more source

Chemical Evaluation and Nutritional Benefits of Dietary Additives Formulated From Fruit Peel Blends

Food Science &Nutrition, Volume 13, Issue 6, June 2025.
Fruit peels, often discarded in food consumption and processing, contribute to substantial nutrient loss and food waste. This study formulated and evaluated different fruit peel blends and assessed their micronutrient composition, phytochemical content, and antioxidant activity.
Eridiong Onyenweaku, Hema Kesa, Patricia Ebai   +2 more
wiley   +1 more source

Intervention territoriale visant à lutter contre la pollution atmosphèrique et équité en matière de santé

Revue Francophone sur la Santé et les Territoires, 2015
Background – The relationship between the characteristics of the neighbourhoods where people live and health inequalities is now well documented.
Wahida Kihal, Cindy Padilla, Séverine Deguen   +2 more
doaj   +1 more source

Criterio no asintótico para el diseño de sistemas Bonus-Malus mediante GPBM

Rect@, 2002
El diseño de sistemas Bonus-Malus habitualmente está basado en la distribución estacionaria de la probabilidad. Se supone que una póliza ha alcanzado el estado estacionario (n0 ) cuando la probabilidad de que dicha póliza pertenezca a la clase Ci es ...
Antonio Heras Martínez, Mª Pilar García Pineda   +1 more
doaj  

Bonus-malus in insurance portfolios [PDF]

, 2016
This thesis constitutes a research work on Bonus-Malus (BM) systems in insurance portfolios, featuring designing pricing strategies and examining associated solvency risks. The first piece of work proposed two different pricing models via the Bayesian approach. Results imply adverse attitudes towards policyholders having a history of many small claims,
openaire   +1 more source

Modèle Bayésien de tarification de l’assurance des flottes de véhicules [PDF]

, 2004
Nous proposons un modèle paramétrique de tarification de l’assurance de véhicules routiers appartenant à une flotte. Les tables de primes qui y sont présentées tiennent compte des accidents passés des véhicules, des caractéristiques ...
Angers, Jean-François, Desjardins, Denise, Dionne, Georges   +2 more
core   +1 more source

Evaluating Transition Rules for Enhancing Fairness in Bonus–Malus Systems: An Application to the Saudi Arabian Auto Insurance Market

Risks
A Bonus–Malus System (BMS) is a ratemaking mechanism used in insurance to adjust premiums based on a policyholder’s claim history, with the goal of segmenting risk profiles more accurately.
Asrar Alyafie, Corina Constantinescu, Jorge Yslas   +2 more
doaj   +1 more source

Separating Moral Hazard from Adverse Selection and Learning in Automobile Insurance: Longitudinal Evidence from France [PDF]

The identification of information problems in different markets is a challenging issue in the economic literature. In this paper, we study the identification of moral hazard from adverse selection and learning within the context of a multi-period dynamic
Georges Dionne, Maki Dahchour, Pierre-Carl Michaud   +2 more
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