Results 51 to 60 of about 4,721 (215)
The Cost of Legal Restrictions on Experience Rating [PDF]
, 2020 We investigate the cost of legal restrictions on experience rating in auto and home insurance. The cost is an opportunity cost as experience rating can mitigate the problems associated with unobserved heterogeneity in claim risk, including mispriced ...
Barseghyan, Levon +3 more
core +1 more source
Conservation challenges and opportunities for native apple (Malus) species in Canada
PLANTS, PEOPLE, PLANET, Volume 8, Issue 1, Page 134-156, January 2026.Apple, one of the world's most widely cultivated and economically important fruit crops, has two wild relatives native to Canada. In this review, we describe the importance of these native apple species to Indigenous heritage and the current threats the species faces due to pests, diseases, and habitat loss.
Terrell T. Roulston +13 more
wiley +1 more source
MODELING OF BONUS-MALUS SYSTEM WITH FREQUENCY AND SEVERITY COMPONENTS.
Ìнформаційні технології в освіті, 2010 Bonus-Malus systems are widely used all over Europe and Asia. Each client of insurance company is determined to same class. According to this, insurance premium is defined.
O. Klesov
doaj
JCMS: Journal of Common Market Studies, Volume 64, Issue 1, Page 75-99, January 2026.Abstract This article examines the agency of national executives in shaping the reform agendas within the National Recovery and Resilience Plans (NRRPs) under the EU's Recovery and Resilience Facility (RRF). Through a comparative analysis of NRRPs drafting in Germany, France, Italy and Spain, and an in‐depth longitudinal study of Italy, we argue that ...
Enrico Borghetto +2 more
wiley +1 more source
The Insurance Market in Romania Motor Thrid Party Liability Insurance: Communication on Developments, Risks, Challenges and Perspectives [PDF]
Revista de Studii FinanciareThe risks faced by the Romanian insurance market are significant and come from both the difficult global context and the internal dynamics. Paradoxically, however, the underdevelopment of the market, especially in the life insurance sector, and the ...
Cecilia Ciocîrlan +2 more
doaj +1 more source
The importance of the choice of test for finding evidence of asymmetric information [PDF]
, 2014 We put one of the predictions of adverse-selection models to the test, using data from the Danish automobile insurance market: that there is a positive correlation between claims risk and insurance coverage.
Donnelly, Catherine +2 more
core +1 more source
Biosensor Advancements for Addressing Agricultural and Environmental Challenges: A Review
Journal of Sustainable Agriculture and Environment, Volume 4, Issue 4, December 2025.ABSTRACT This review critically examines recent developments in biosensor technology and explores their potential to address pressing agricultural and environmental challenges. Amid increasing climate variability, biosensors provide field‐deployable diagnostics for proximal ecosystem monitoring, with promising applications in real‐time soil nutrient ...
Riley Lawson, Amy Grunden, Chadi Sayde
wiley +1 more source
Optimal claim behaviour for third-party liability insurances or to claim or not to claim: that is the question [PDF]
, 1990 It is proved that the optimal decision rule to claim or not to claim for damage is of the form: ‘to claim for damage only if its amount exceeds a certain limit’.
Altick +38 more
core +3 more sources
On IoT‐enabled risk prevention and insurance: A systematic literature review
Risk Management and Insurance Review, Volume 28, Issue 4, Page 643-694, Winter 2025.Abstract The insurance market is increasingly adopting connected insurance offerings, such as telematics, wearables, and parametric products, enabled by Internet of Things (IoT) technologies. These innovations generate granular, observable risk data and support the delivery of preventive services. While connected insurance has gained research attention,
Ion Cimbru +2 more
wiley +1 more source
Frontiers in Immunology, 2017 Clinical responses to anti-tumor monoclonal antibody (mAb) treatment have been regarded for many years only as a consequence of the ability of mAbs to destroy tumor cells by innate immune effector mechanisms.
Claire Deligne +15 more
doaj +1 more source