Results 51 to 60 of about 354 (179)
Bonus-malus in insurance portfolios [PDF]
This thesis constitutes a research work on Bonus-Malus (BM) systems in insurance portfolios, featuring designing pricing strategies and examining associated solvency risks. The first piece of work proposed two different pricing models via the Bayesian approach. Results imply adverse attitudes towards policyholders having a history of many small claims,
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Optimization of transition rules in a Bonus-Malus system
Abstract Bonus-Malus systems are widely used in the insurance business. For the operation of such systems transition rules and premium scales need to established. Optimization of these systems usually means the calculation of appropriate premium scales while treating transition rules external parameters.
Márton Gyetvai, Kolos Csaba Ágoston
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ABSTRACT Background and Purpose Evidence regarding driving‐related outcomes in older professional drivers remains limited. This exploratory feasibility study aimed to evaluate the feasibility of implementing a force‐vector–oriented Mat Pilates program in older professional drivers and to explore potential changes in functional performance and braking ...
Caio Cezar de Lima Maciel +7 more
wiley +1 more source
MODELING OF BONUS-MALUS SYSTEM WITH FREQUENCY AND SEVERITY COMPONENTS.
Bonus-Malus systems are widely used all over Europe and Asia. Each client of insurance company is determined to same class. According to this, insurance premium is defined.
O. Klesov
doaj
Abstract Alley cropping is the production of annual and perennial cash crops between orchard trees. Despite its documented benefits, adoption of alley cropping in California remains limited. This paper describes a long‐term commercial alley cropping system in northern California and identifies research areas that can support this practice.
Hossein Zakeri +11 more
wiley +1 more source
Evaluating the influential priority of the factors on insurance loss of public transit. [PDF]
Understanding correlation between influential factors and insurance losses is beneficial for insurers to accurately price and modify the bonus-malus system. Although there have been a certain number of achievements in insurance losses and claims modeling,
Wenhui Zhang +3 more
doaj +1 more source
Allowance for Cost of Claims in Bonus-Malus Systems [PDF]
AbstractThe objective of this paper is to make allowance for cost of claims in experience rating. We design here a bonus-malus system for the pure premium of insurance contracts, from a rating based on their individual characteristics. Empirical results are presented, that are drawn from a French data base of automobile insurance contracts.
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Abstract Abiotic stressors, including drought, salinity, and heavy metal contamination, pose escalating threats to global food security, challenges further exacerbated by climate change and progressive soil degradation. As a strategic geochemical amendment, biochar is increasingly proposed to enhance soil resilience and agricultural sustainability ...
Waqas Haider +8 more
wiley +1 more source
Background District Heating (DH) is a technology that provides heating and domestic hot water to buildings and is an important technology for supporting the European energy transition.
Kristina Lygnerud +6 more
doaj +1 more source
Bonus-Malus Systems: “Lack of Transparency” and Adequacy Measure [PDF]
AbstractBased on a recent contribution by Baione and others in this Journal, some consequences of the decrease of the mean merit coefficient for portfolios of Bonus-Malus policies, and some alternative ways to measure the “quality” of a Bonus-Malus system are discussed.
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