Results 81 to 90 of about 52,210 (202)

Dynamic Pricing Models for Automobile Insurance [PDF]

Financial Markets, Institutions and Risks
The accurate pricing of automobile insurance remains a critical challenge, particularly in markets where traditional models fail to capture risk heterogeneity.
Lynda Ait Bachir, Oumelkheir Elbaroud, Fatma Bouderra   +2 more
doaj   +1 more source

OPTIMAL BONUS-MALUS SYSTEMS USING FINITE MIXTURE MODELS [PDF]

, 2014
This paper presents the design of optimal Bonus-Malus Systems using finite mixture models, extending the work of Lemaire (1995; Lemaire, J. (1995) Bonus-Malus Systems in Automobile Insurance. Norwell, MA: Kluwer) and Frangos and Vrontos (2001; Frangos, N.
Vrontos, Spyridon, Tzougas, George; id_orcid, Frangos, Nicholas, Tzougas, George   +3 more
core   +1 more source

Evaluating Transition Rules for Enhancing Fairness in Bonus–Malus Systems: An Application to the Saudi Arabian Auto Insurance Market

Risks
A Bonus–Malus System (BMS) is a ratemaking mechanism used in insurance to adjust premiums based on a policyholder’s claim history, with the goal of segmenting risk profiles more accurately.
Asrar Alyafie, Corina Constantinescu, Jorge Yslas   +2 more
doaj   +1 more source

Modelling of Claim and Pricing of Motor Insurance Based on Bonus-Malus System Considering the Frequency and Severity of Claims

Science and Technology Indonesia
This article proposes new distributions for claim frequency and severity, specifically tailored for a bonus-malus system in automobile insurance. The mixed Poisson with weighted quasi Lindley distribution is recommended for modeling claim frequency ...
Jiramet Hengcharoensuk, Konlawat Phanmai, Adisak Moumeesri   +2 more
doaj   +1 more source

Intervention territoriale visant à lutter contre la pollution atmosphèrique et équité en matière de santé

Revue Francophone sur la Santé et les Territoires, 2015
Background – The relationship between the characteristics of the neighbourhoods where people live and health inequalities is now well documented.
Wahida Kihal, Cindy Padilla, Séverine Deguen   +2 more
doaj   +1 more source

En renässansaristoteliker om den mänskliga frihetens gränser

Lychnos, 2010
During the Renaissance, philosophical discussions about human action were mainly centred on problems dealing with the reconciliation of human free will with divine foreknowledge and astral determination.
Lorenzo Casini
doaj  

The merits of the bonus malus system

, 2013
Tato diplomová práce se zabývá ověřováním oprávněnosti systému bonus malus. Většina pojišťoven, které využívají systém bonus malus, používá "lineární" systém - tedy za každý bezeškodní rok například 5 % sleva. Otázkou je, zda je toto oprávněné, či zda by
Mach, Lukáš
core   +2 more sources

Explainable AI for Urban Real-Estate Prediction: A Machine-Learning Framework for Urban Decision Support

Urban Science
This study introduces RE-VAL (REal-estate VALuation), an explainable framework for urban real-estate analysis that integrates reproducible data acquisition, geographically informed feature processing, predictive benchmarking, and interpretable outputs ...
Valeria Saiu, Matteo Mocci
doaj   +1 more source

Multi - event Bonus - Malus System [PDF]

, 2013
This work deals with bonus - malus systems for automobile insurance that distinguishtypes of claim. The first part of this work is definition of bonus - malus systems that do not distinguish types of claim and then their expansion just to multi - event ...
Kaplanová, Martina
core  

Efficiency of bonus-malus systems

, 2021
This thesis deals with bonus-malus systems during motor third party liability insu- rance. Bonus-malus system is used to adjust apriori set tariff premium according to the individual claims.
Hrbáčová, Daniela
core