Results 21 to 30 of about 5,158 (183)

A study on how efficient measures for secondary district heating system performance can be encouraged by motivational tariffs

open access: yesEnergy, Sustainability and Society, 2023
Background District Heating (DH) is a technology that provides heating and domestic hot water to buildings and is an important technology for supporting the European energy transition.
Kristina Lygnerud   +6 more
doaj   +1 more source

The Application of Bühlmann‑Straub Model with Data Correction for the Estimation of Net Premium Rates in Bonus‑Malus Systems of the Motor Third Liability Insurance

open access: yesActa Universitatis Lodziensis. Folia Oeconomica, 2018
One of the elements used in the process of tariff calculation of premiums in motor liability insurance is a bonus‑malus system. This systems takes into account the “claims ratio” by means of increases and discounts of the base premium called net premium ...
Anna Edyta Szymańska
doaj   +1 more source

Ruin probabilities with dependence on the number of claims within a fixed time window [PDF]

open access: yes, 2016
We analyse the ruin probabilities for a renewal insurance risk process with inter-arrival time distributions depending on the claims that arrived within a fixed (past) time window. This dependence could be explained through a regenerative structure.
Constantinescu, Corina   +3 more
core   +3 more sources

A new paradigm of governance for a carbon-pricing system [PDF]

open access: yes, 2016
Throughout its life, the United Nations has played a pioneering role in the world of ideas. COP21 – also known as Paris 2015 – shows the path for the United Nations to establish a new governance that will enforce the compliance of a new planetary carbon ...
Berezin, A.   +2 more
core   +1 more source

Multivariate Credibility in Bonus-Malus Systems Distinguishing between Different Types of Claims

open access: yesRisks, 2018
In the classical bonus-malus system the premium assigned to each policyholder is based only on the number of claims made without having into account the claims size. Thus, a policyholder who has declared a claim that results in a relatively small loss is
Emilio Gómez-Déniz   +1 more
doaj   +1 more source

Modeling and Performance of Bonus-Malus Systems: Stationarity versus Age-Correction

open access: yesRisks, 2014
In a bonus-malus system in car insurance, the bonus class of a customer is updated from one year to the next as a function of the current class and the number of claims in the year (assumed Poisson).
Søren Asmussen
doaj   +1 more source

Pricing automobile insurance using mixed Poisson distributions [PDF]

open access: yesIndustrija, 2018
Automobile insurance, particularly motor third liability insurance covers dominant share in the portfolio of non-life insurance in almost all countries of the world.
Simeunović Ivana   +2 more
doaj  

Optimal Claiming Strategies in Bonus Malus Systems and Implied Markov Chains

open access: yesRisks, 2017
In this paper, we investigate the impact of the accident reporting strategy of drivers, within a Bonus-Malus system. We exhibit the induced modification of the corresponding class level transition matrix and derive the optimal reporting strategy for ...
Arthur Charpentier   +2 more
doaj   +1 more source

The Insurance Market in Romania Motor Thrid Party Liability Insurance: Communication on Developments, Risks, Challenges and Perspectives [PDF]

open access: yesRevista de Studii Financiare
The risks faced by the Romanian insurance market are significant and come from both the difficult global context and the internal dynamics. Paradoxically, however, the underdevelopment of the market, especially in the life insurance sector, and the ...
Cecilia Ciocîrlan   +2 more
doaj   +1 more source

THE UTILIZATION OF TRANSITION MATRIX IN BONUS-MALUS SCHEME FOR DETERMINING MOTOR VEHICLE INSURANCE PREMIUMS

open access: yesBarekeng
Motor vehicle usage in Indonesia ranks among the highest globally, reaching approximately 141,992,573 units. The growing variety and number of automobiles contribute significantly to traffic congestion and heightened risks to public safety.
Seftina Diyah Miasary   +2 more
doaj   +1 more source

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