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Selection in car insurance when claims are heterogeneous

Journal of Risk and Insurance, EarlyView.
Abstract Econometric studies of insurance markets have analyzed the Positive Correlation Property to test for the presence of asymmetric information. Car‐insurance studies frequently compare policies purchasing Mandatory Third‐Party Liability alone with policies that purchase additional coverage and use the presence of a liability claim as a measure of
Edmund Cannon, Giam Pietro Cipriani, Alessandro Lai +2 more
wiley +1 more source

Modal Interval Probability: Application to Bonus-Malus Systems

International Journal of Uncertainty, Fuzziness and Knowledge-Based Systems, 2020
Classical intervals have been a very useful tool to analyze uncertain and imprecise models, in spite of operative and interpretative shortcomings. The recent introduction of modal intervals helps to overcome those limitations. In this paper, we apply modal intervals to the field of probability, including properties and axioms that form a theoretical ...
Romà J. Adillon, Lambert Jorba, Maite Mármol +2 more
openaire +3 more sources

Fairness‐aware insurance pricing: A multi‐objective optimization approach

Journal of Risk and Insurance, EarlyView.
Abstract Machine‐learning models can provide accurate predictions in insurance pricing, but can also increase disparities between protected groups. Existing fairness‐aware pricing approaches typically target one fairness notion at a time, making it difficult to compare trade‐offs between predictive accuracy, group fairness, individual fairness, and ...
Tim J. Boonen, Xinyue Fan, Zixiao Quan
wiley +1 more source

From Public to Private Governance, and Back—Eco‐Modulation as De‐Privatization in Extended Producer Responsibility (EPR)

Regulation &Governance, EarlyView.
ABSTRACT The European Union is advancing circular economy policies, aimed at reducing the environmental impacts of products across their life‐cycles. Extended Producer Responsibility (EPR) exemplifies this strategy. It privatizes the end‐of‐life management of products to their producers, seeking thereby to incentivize the producer to design ...
Harri Kalimo +3 more
wiley +1 more source

Artificial intelligence‐powered plant phenomics: Progress, challenges, and opportunities

The Plant Phenome Journal, Volume 9, Issue 1, December 2026.
Abstract Artificial intelligence (AI), a key driver of the Fourth Industrial Revolution, is being rapidly integrated into plant phenomics to automate sensing, accelerate data analysis, and support decision‐making in phenomic prediction and genomic selection.
Xu Wang +12 more
wiley +1 more source

Bonus-Malus System in Iran: An Empirical Evaluation

Journal of Data Science, 2021
The aim of this paper is to represent the Bonus-Malus System (BMS) of Iran, which is a mandatory scheme based on Insurance act num- ber 56. We examine the current Iranian BMS, using various criteria such as elasticity and time of convergence to steady state with respect to the claim frequency as well as nancial balance.
Mahmoudvand, Rahim, Edalati, Alireza, Shokoohi, Farhad +2 more
openaire +1 more source

Force‐Vector Pilates Exercises on Functional Performance and Braking Reaction Time in Older Professional Drivers: An Exploratory Feasibility Study

Physiotherapy Research International, Volume 31, Issue 4, October 2026.
ABSTRACT Background and Purpose Evidence regarding driving‐related outcomes in older professional drivers remains limited. This exploratory feasibility study aimed to evaluate the feasibility of implementing a force‐vector–oriented Mat Pilates program in older professional drivers and to explore potential changes in functional performance and braking ...
Caio Cezar de Lima Maciel +7 more
wiley +1 more source

Alley cropping opportunities and research priorities in orchard systems: A case study in northern California

Agronomy Journal, Volume 118, Issue 5, September/October 2026.
Abstract Alley cropping is the production of annual and perennial cash crops between orchard trees. Despite its documented benefits, adoption of alley cropping in California remains limited. This paper describes a long‐term commercial alley cropping system in northern California and identifies research areas that can support this practice.
Hossein Zakeri +11 more
wiley +1 more source

Mechanistic role of biochar as a geobiochemical amendment: Mitigating abiotic stress and enhancing soil–plant interactions

Soil Science Society of America Journal, Volume 90, Issue 5, September/October 2026.
Abstract Abiotic stressors, including drought, salinity, and heavy metal contamination, pose escalating threats to global food security, challenges further exacerbated by climate change and progressive soil degradation. As a strategic geochemical amendment, biochar is increasingly proposed to enhance soil resilience and agricultural sustainability ...
Waqas Haider +8 more
wiley +1 more source

ASSESSMENT OF UNPROFITABILITY OF COMPULSORY EMPLOYEE ACCIDENT INSURANCE TARIFFS IN KAZAKHSTAN

Scientific Journal of Astana IT University
Compulsory insurance of employees against industrial accidents is an important social protection tool in Kazakhstan, but the current rates are insufficiently stable and do not cover the actual risks, which leads to financial imbalances among insurers and
Meiir Raikhan +5 more
doaj +1 more source

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