Results 41 to 50 of about 17,226,922 (183)
A financially Balanced Bonus/Malus System [PDF]
ASTIN Bulletin, 1996 AbstractThe premiums for a bonus-malus system which stays in financial equilibrium over the years are calculated. This is done by minimizing a quadratic function of the difference between the premium for an optimal BMS with an infinite number of classes and the premium for a BMS with a finite number of classes, weighted by the stationary probability of
Geert Coene, Louis G. Doray
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Welfare implications of fair and accountable insurance pricing
Journal of Risk and Insurance, EarlyView.Abstract This paper introduces an empirical framework to evaluate the welfare implications of fair and accountable insurance pricing by modeling the complete pricing process, including demand and price optimization. Moving beyond traditional cost modeling, we analyze both discrimination‐related fairness criteria and broader regulatory constraints, such
Fei Huang, Hajime Shimao
wiley +1 more source
Selection in car insurance when claims are heterogeneous
Journal of Risk and Insurance, EarlyView.Abstract Econometric studies of insurance markets have analyzed the Positive Correlation Property to test for the presence of asymmetric information. Car‐insurance studies frequently compare policies purchasing Mandatory Third‐Party Liability alone with policies that purchase additional coverage and use the presence of a liability claim as a measure of
Edmund Cannon +2 more
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Fairness‐aware insurance pricing: A multi‐objective optimization approach
Journal of Risk and Insurance, EarlyView.Abstract Machine‐learning models can provide accurate predictions in insurance pricing, but can also increase disparities between protected groups. Existing fairness‐aware pricing approaches typically target one fairness notion at a time, making it difficult to compare trade‐offs between predictive accuracy, group fairness, individual fairness, and ...
Tim J. Boonen, Xinyue Fan, Zixiao Quan
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Artificial intelligence‐powered plant phenomics: Progress, challenges, and opportunities
The Plant Phenome Journal, Volume 9, Issue 1, December 2026.Abstract Artificial intelligence (AI), a key driver of the Fourth Industrial Revolution, is being rapidly integrated into plant phenomics to automate sensing, accelerate data analysis, and support decision‐making in phenomic prediction and genomic selection.
Xu Wang +12 more
wiley +1 more source
Physiotherapy Research International, Volume 31, Issue 4, October 2026.ABSTRACT Background and Purpose Evidence regarding driving‐related outcomes in older professional drivers remains limited. This exploratory feasibility study aimed to evaluate the feasibility of implementing a force‐vector–oriented Mat Pilates program in older professional drivers and to explore potential changes in functional performance and braking ...
Caio Cezar de Lima Maciel +7 more
wiley +1 more source
Soil Science Society of America Journal, Volume 90, Issue 5, September/October 2026.Abstract Abiotic stressors, including drought, salinity, and heavy metal contamination, pose escalating threats to global food security, challenges further exacerbated by climate change and progressive soil degradation. As a strategic geochemical amendment, biochar is increasingly proposed to enhance soil resilience and agricultural sustainability ...
Waqas Haider +8 more
wiley +1 more source
An Application of Linear Programming to Bonus Malus System Design [PDF]
ASTIN Bulletin, 2004 The purpose of this paper is to show how linear programming methodology can help us to design Bonus-Malus premium scales with some interesting theoretical and practical attributes. Examples of these properties are the financial equilibrium of the system, the monotonicity and proper variability of the premium scale, and the improvement of some ...
Heras, Antonio +3 more
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Bonus - Malus System with Deductibles [PDF]
, 2017 This thesis deals with the option of substitution of malus surcharge on pre- mium in a classical bonus - malus system with deductible. Firstly, we clarify the basic principles of bonus - malus systems, then we show how to model the expec- ted claim ...
Kubát, Petr
core
Modal Interval Probability: Application to Bonus-Malus Systems
International Journal of Uncertainty, Fuzziness and Knowledge-Based Systems, 2020 Classical intervals have been a very useful tool to analyze uncertain and imprecise models, in spite of operative and interpretative shortcomings. The recent introduction of modal intervals helps to overcome those limitations. In this paper, we apply modal intervals to the field of probability, including properties and axioms that form a theoretical ...
Romà J. Adillon +2 more
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