Results 51 to 60 of about 5,219 (196)

Benefits and costs of mycorrhizal associations vary along the acquisitive–conservative plant strategy spectrum

Ecological Monographs, Volume 96, Issue 1, February 2026.
Abstract The acquisitive–conservative spectrum of plant strategies is a well‐supported interspecific trade‐off axis: Compared to acquisitive species that prioritize resource allocation to functions promoting carbon fixation, conservative species tend to grow slower because a larger amount of resources is allocated to functions promoting survival ...
Yuguo Yang, Glenn Ledder, Sabrina E. Russo   +2 more
wiley   +1 more source

MODELING OF BONUS-MALUS SYSTEM WITH FREQUENCY AND SEVERITY COMPONENTS.

Ìнформаційні технології в освіті, 2010
Bonus-Malus systems are widely used all over Europe and Asia. Each client of insurance company is determined to same class. According to this, insurance premium is defined.
O. Klesov
doaj  

The Cost of Legal Restrictions on Experience Rating [PDF]

, 2020
We investigate the cost of legal restrictions on experience rating in auto and home insurance. The cost is an opportunity cost as experience rating can mitigate the problems associated with unobserved heterogeneity in claim risk, including mispriced ...
Barseghyan, Levon, Molinari, Francesca, Morris, Darcy Steeg, Teitelbaum, Joshua C.   +3 more
core   +1 more source

Conservation challenges and opportunities for native apple (Malus) species in Canada

PLANTS, PEOPLE, PLANET, Volume 8, Issue 1, Page 134-156, January 2026.
Apple, one of the world's most widely cultivated and economically important fruit crops, has two wild relatives native to Canada. In this review, we describe the importance of these native apple species to Indigenous heritage and the current threats the species faces due to pests, diseases, and habitat loss.
Terrell T. Roulston, Chelsey Geralda Armstrong, Mckenna Batstone, Kyle Bobiwash, Sylvia Grace Borda, Dionne Bunsha, Claudia Ciotir, Brian C. Husband, Paul Manning, Tara L. Moreau, Amritpal S. Singh, Tyler W. Smith, Jens Ulrich, Zoë Migicovsky   +13 more
wiley   +1 more source

Evaluating Transition Rules for Enhancing Fairness in Bonus–Malus Systems: An Application to the Saudi Arabian Auto Insurance Market

Risks
A Bonus–Malus System (BMS) is a ratemaking mechanism used in insurance to adjust premiums based on a policyholder’s claim history, with the goal of segmenting risk profiles more accurately.
Asrar Alyafie, Corina Constantinescu, Jorge Yslas   +2 more
doaj   +1 more source

Reform Agendas in National Recovery and Resilience Plans: Partisan Politics and Domestic Usages of Europe

JCMS: Journal of Common Market Studies, Volume 64, Issue 1, Page 75-99, January 2026.
Abstract This article examines the agency of national executives in shaping the reform agendas within the National Recovery and Resilience Plans (NRRPs) under the EU's Recovery and Resilience Facility (RRF). Through a comparative analysis of NRRPs drafting in Germany, France, Italy and Spain, and an in‐depth longitudinal study of Italy, we argue that ...
Enrico Borghetto, Lucia Quaglia, Igor Guardiancich   +2 more
wiley   +1 more source

Biosensor Advancements for Addressing Agricultural and Environmental Challenges: A Review

Journal of Sustainable Agriculture and Environment, Volume 4, Issue 4, December 2025.
ABSTRACT This review critically examines recent developments in biosensor technology and explores their potential to address pressing agricultural and environmental challenges. Amid increasing climate variability, biosensors provide field‐deployable diagnostics for proximal ecosystem monitoring, with promising applications in real‐time soil nutrient ...
Riley Lawson, Amy Grunden, Chadi Sayde
wiley   +1 more source

Estimating the Effect of a Change in Insurance Pricing Regime on Accidents with Endogenous Mobility [PDF]

, 2007
In this paper, we estimate the impact of introducing a bonus-malus system on the probability of having automobile accidents, taking into account contract duration or the client mobility between insurers.
Dionne, Georges, Dostie, Benoit
core   +1 more source

On IoT‐enabled risk prevention and insurance: A systematic literature review

Risk Management and Insurance Review, Volume 28, Issue 4, Page 643-694, Winter 2025.
Abstract The insurance market is increasingly adopting connected insurance offerings, such as telematics, wearables, and parametric products, enabled by Internet of Things (IoT) technologies. These innovations generate granular, observable risk data and support the delivery of preventive services. While connected insurance has gained research attention,
Ion Cimbru, Joël Wagner, Angela Zeier Röschmann   +2 more
wiley   +1 more source

Estimating the Effect of a Change in Insurance Pricing Regime on Accidents with Endogenous Mobility [PDF]

In this paper, we estimate the impact of introducing a bonus-malus system on the probability of having automobile accidents, taking into account contract duration or the client mobility between insurers.
Benoit Dostie, Georges Dionne
core   +3 more sources